McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Share this on Facebook Tweet this

Cash Back Rewards Credit Cards with Purchase Protection

Compare the Best Cash Back Purchase Protection Credit Cards and Apply Online

Read about How to Choose the Best Cash Back Credit Card for You
Read about Credit Card Purchase Protection: Should You Pay Extra for It?


Blue Cash Everyday℠ Card from American Express
Apply for Blue Cash Everyday℠ Card from American Express
Editors' Choice
Cash Back Purchase Protection Credit Cards
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery RewardsEventsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance
Cash Back Rewards Benefit: Get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else
Introductory Bonus Cash Back: Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
Our Review: If you’re looking for a go-to cash back credit card that rewards you for your most common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday card from American Express. This card also offers $100 in bonus cash back when you spend at least $1,000 in the first 3 months, along with extra protections and a referral bonus... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended Warranty Purchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Cash Back Rewards Benefit: Earn a full 1% cash back on all other purchases*
Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Our Review: Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 21.99% (Variable)
$0

Citi® Dividend Platinum Select® Visa® Card
Apply for Citi® Dividend Platinum Select® Visa® Card
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.*
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Identity Theft Assistance
Cash Back Rewards Benefit: Full 1% cash back on all other purchases and eligible cash advances.
Purchase Protection Benefit: Most items purchased with your Citi card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.
Introductory Bonus Cash Back: $100 cash back after $500 in purchases within the first 3 months of account opening
Bonus Cash Back: Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Our Review: If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

SimplyCash® Business Card from American Express OPEN
Apply for SimplyCash® Business Card from American Express OPEN
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee
Cash Back RewardsGas RewardsOffice RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceIdentity Theft Assistance
Cash Back Rewards Benefit: Get 5% on wireless service and office supplies, 3% on gas, and 1% on everything else.
Our Review: True to its name, the American Express SimplyCash Business card gives business owners an easy way to earn cash back on purchases. This card earns unlimited cash back on virtually all purchases as well as bonus cash back for purchases in special categories. Your cash back is automatically credited against your card balance, so you don’t have to worry about managing your rewards. Because this card doesn’t have an annual fee, it offers an inexpensive way to earn cash back... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months, 9 months or 12 months, based on your creditworthiness
-
12.24% - 19.24% (Variable)
$0

TrueEarnings® Card from Costco and American Express
Apply for TrueEarnings® Card from Costco and American Express
  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Cash Back RewardsTravel RewardsDining RewardsGas RewardsNo Limits on RewardsEventsCar Rental InsuranceExtended WarrantyPurchase Protection Travel Accident Insurance$0 Fraud Liability
Cash Back Rewards Benefit: Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Our Review: Costco shoppers looking for rewards on their in-store and gasoline purchases should check out the TrueEarnings Card from Costco and American Express. There is no annual fee for active Costco members, so the cash back you earn goes straight to your wallet. It also comes packed with the benefits you'd expect from American Express... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
-
15.24% (Variable)
$0

Blue Cash Preferred℠ from American Express
Apply for Blue Cash Preferred℠ from American Express
  • Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $75 Referral Bonus for each friend or family member who is approved for the Card
  • The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Cash Back Rewards Benefit: Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
Introductory Bonus Cash Back: Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
Our Review: If you are looking to maximize your annual cash back rewards, the American Express Blue Cash Preferred Card is the way to go. This card has one of the highest cash back bonus rates in the industry. American Express created this card as an upgrade to the Blue Cash Everyday Card. While the Preferred Card has an annual fee, you can make this money back if you take advantage of the card’s generous cash rewards and bonuses... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$75

Chase Sapphire℠
Apply for Chase Sapphire℠
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsPurchase Protection$0 Fraud Liability
Cash Back Rewards Benefit: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit.
Our Review: If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$0

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Cash Back Rewards Credit Cards with Purchase Protection

    Blue Cash Everyday Review: Cash Back Card with No Annual Fee

    Blue Cash Everyday Review: Cash Back Card with No Annual Fee

    September 24, 2011 - By Meghan Clark - Review for Blue Cash Everyday
    If you’re looking for a go-to cash back credit card that rewards you for your most common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday card from American Express. This card also offers $100 in bonus ...
    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
    Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...
    Citi Dividend Card Review: $100 Cash Back Bonus

    Citi Dividend Card Review: $100 Cash Back Bonus

    May 18, 2012 - By David R - Review for Citi Dividend Card
    If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders ...
    Simply Cash Business Card Review

    Simply Cash Business Card Review

    April 6, 2012 - By David R - Review for SimplyCash
    True to its name, the American Express SimplyCash Business card gives business owners an easy way to earn cash back on purchases. This card earns unlimited cash back on virtually all purchases as well as bonus cash back for purchases in special ...
    American Express Costco Card Review: Earn Cash Back at Costco

    American Express Costco Card Review: Earn Cash Back at Costco

    September 30, 2011 - By Meghan Clark - Review for Costco American Express
    Costco shoppers looking for rewards on their in-store and gasoline purchases should check out the TrueEarnings Card from Costco and American Express. There is no annual fee for active Costco members, so the cash back you earn goes straight to ...
    Blue Cash Preferred Review: Worth the Annual Fee?

    Blue Cash Preferred Review: Worth the Annual Fee?

    March 23, 2012 - By David R - Review for Blue Cash Preferred
    If you are looking to maximize your annual cash back rewards, the American Express Blue Cash Preferred Card is the way to go. This card has one of the highest cash back bonus rates in the industry. American Express created this card as an ...
    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


You might also be interested in

May
13
2012

How to Choose the Best Cash Back Credit Card for You

You want to earn cash back, but how do you decide which card is right for you? Compare rewards, annual fees and interest rates to determine the best card. Remember, pick a card that fits your current spending pattern—don’t be tempted to sign up ...

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey