Does your credit card pay you? With so much competition in the industry, credit card companies work diligently to acquire your business. This healthy competition has created credit card products that actually pay you back for using them.
However you look at it, a cash back rewards credit card is a smart financial decision. But in order to get the full benefit of the reward, you need to read the fine print, know the rules, and be responsible for managing your credit card finances.

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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | 15.99% - 22.99% (Variable) | | - Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% | - | 17.24% - 22.24% (Variable) | | - Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% | 0% | 11.99% - 22.99% (Variable) | | - Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
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