Capital One Spark Miles vs Business Gold Card
Capital One Spark Miles is a business and airline credit card. How does it compare to Business Gold Card from American Express? Read our comparison chart below.
Keep in mind, the Capital One Spark Miles has a $0 intro annual fee for first year; $95 after that, while the Business Gold Card has a
Capital One Spark Miles for Business | American Express® Business Gold Card | |
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Credit Card Interest Rates & Fees | ||
Purchase APR | 26.24% (Variable) based on your creditworthiness and other factors | 19.49% to 27.49% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 26.24% (Variable) based on your creditworthiness and other factors | N/A |
Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
Annual Fee | $0 intro annual fee for first year; $95 after that | |
Credit Card Rewards & Benefits | ||
Introductory Bonus Airline Rewards | Earn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months. | |
Introductory Bonus Offer | Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. | |
Travel Rewards | Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. | |
Airline Rewards | Earn 2 miles per dollar on every purchase | |
Point Rewards | Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. | |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Spark Miles for Business and American Express® Business Gold Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed. Business Gold Card: Pricing information including interest rates, benefits and fees was obtained on February 1, 2024 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Miles or Ink Business Cash.
Which Do You Like and Why?
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