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Capital One Spark Classic vs Ink Business Cash

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Spark Classic is a business and Fair Credit credit card. How does it compare to Ink Business Cash from Chase, a cash back credit card? Read our comparison chart below.

 

Capital One® Spark® Classic for Business

Ink Business Cash Credit Card

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR for 12 months
Purchase APR24.74% (Variable) based on your creditworthiness and other factors14.99% to 20.99% Variable based on your creditworthiness and other factors
Balance Transfers APR24.74% (Variable) based on your creditworthiness and other factors14.99% to 20.99% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Cash Back RewardsCash Back Rewards: Earn 1% cash back on every purchaseCash Back Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Gas Rewards Gas Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards Dining Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn $500 bonus cash back
  • Gas and dining rewards
Cons:
  • 2% cash back on gas and dining only on first $25000
  • Foreign transaction fee
Bottom LineExcellent cash back rewards card for small business... Read full review
 Learn MoreRead Ink Business Cash Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Spark® Classic for Business and Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Classic: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed.

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on July 13, 2018 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Classic or Ink Business Preferred.


Explore Ink Business Cash Credit Card In-Depth


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Compare Ink Business Cash to:

SimplyCash Plus
Cash Back RewardsOffice RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
N/A
13.99% - 20.99% Variable
No annual fee


Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
14.74% - 22.74% (Variable)
$0

Disclaimer: The information for the Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.