Capital One Spark Classic vs Business Gold Card
Capital One Spark Classic is a business and Fair Credit credit card. How does it compare to Business Gold Card from American Express? Read our comparison chart below.
Keep in mind, the Capital One Spark Classic has a
Spark Classic from Capital One | American Express® Business Gold Card | |
---|---|---|
Credit Card Interest Rates & Fees | ||
Purchase APR | 29.99% (Variable) based on your creditworthiness and other factors | 19.49% to 28.49% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 29.99% (Variable) based on your creditworthiness and other factors | N/A |
Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Offer | Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. | |
Cash Back Rewards | Earn 1% cash back on every purchase | |
Point Rewards | Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. | |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Spark Classic from Capital One and American Express® Business Gold Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Classic: Pricing information including interest rates, rewards, benefits and fees was obtained on June 29, 2023 from published websites and is believed to be accurate, but not guaranteed. Business Gold Card: Pricing information including interest rates, benefits and fees was obtained on February 1, 2024 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Classic or Ink Business Cash.
Which Do You Like and Why?
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