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Capital One Spark Cash vs Capital One Spark Miles

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Spark Cash is a business and cash back credit card. How does it compare to Capital One Spark Miles, an airline credit card? Read our comparison chart below.

 

Capital One® Spark® Cash for Business

Capital One® Spark® Miles for Business

 
Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Introductory Bonus Airline RewardsTravel RewardsAirline Rewards$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Purchase APR18.24% (Variable) based on your creditworthiness and other factors18.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR18.24% (Variable) based on your creditworthiness and other factors18.24% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer feeNo balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 intro annual fee for first year; $95 after that$0 intro annual fee for first year; $95 after that
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Get a $500 cash bonus if you spend $4,500 on purchases within the first 3 months of account opening. 
Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Get a 50,000 bonus miles if you spend $4,500 on purchases within the first 3 months of account opening.
Cash Back RewardsCash Back Rewards: Earn 2% cash back on every purchase 
Travel Rewards Travel Rewards: Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions.
Airline Rewards Airline Rewards: Earn 2 miles per dollar on every purchase
 Learn MoreLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One® Spark® Cash for Business and Capital One® Spark® Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on December 28, 2017 from published websites and is believed to be accurate, but not guaranteed.

Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on December 28, 2017 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Cash or Ink Business Preferred.


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Compare Capital One Spark Cash to:

Ink Business Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 22.24% Variable
$95

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.