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Capital One Secured Card vs Discover it Secured Card

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Secured Card is a good secured credit card for people with limited or bad credit. How does it compare to Discover it Secured Card, a secured credit card? Read our comparison chart below.

 

Capital One® Secured Mastercard®

Discover it® Secured

  
Cash Back RewardsGas RewardsDining Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Balance TransfersN/A10.99% introductory APR for 6 months
Purchase APR24.99% (Variable) based on your creditworthiness and other factors24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR24.99% (Variable) based on your creditworthiness and other factors24.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

SecuredSecured: Receive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthinessSecured: Minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit
Cash Back Rewards Cash Back Rewards: Earn unlimited 1% cash back on all other purchases
Gas Rewards Gas Rewards: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
Dining Rewards Dining Rewards: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • No annual fee
Cons:
  • No rewards
Bottom LineGood secured credit card for people with limited or bad credit... Read full review
 Learn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Capital One® Secured Mastercard® and Discover it® Secured has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on September 15, 2016 from published websites and is believed to be accurate, but not guaranteed.

Discover it Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Capital One® Secured Mastercard® In-Depth

    Capital One Secured Review

    Capital One Secured is a good card for people with bad or no credit. It has no annual fee and a low deposit requirement.

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.