Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Updated September 28, 2014 10:51 AM PT

American Express Business Green Card Review

Read more about Business Green Rewards Card from American Express OPEN, a CreditDonkey advertiser

This article has references or links to products from our partners. We receive compensation if you apply or shop through links in our content. You support CreditDonkey by using our links. (read more)


The American Express Business Green Card gives you a way to flexibly manage your business expenses while earning reward points. This card does charges a $95 annual fee so in our opinion, it's more suited for those who plan to use the card frequently.

Business Green Rewards Card from American Express OPEN
Apply for Business Green Rewards Card from American Express OPEN
At American Express' Secure Site
  • Get 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Use points toward gift cards, merchandise, entertainment, and more with over 500 merchants
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • Go to issuer's official application, terms, and details
Introductory Bonus Reward PointsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance
Card TypeAnnual Fee
Business Charge Card
No annual fee for the first year - $95 Annual Fee thereafter

Overall Score

3.8

Rewards

4.0

Fees

3.5

Benefits

4.0
5-point scale (the higher, the better)

Pros and Cons

  • 5000 bonus point offer
  • No pre-set spending limit
  • No annual fee for first year
  • $95 annual fee
  • Cannot carry a balance

Bottom Line

Good charge card for small business owners with reliable cash flow

Rewards Program

When you make a purchase with the American Express Business Green Card, you earn reward points. You earn 1 point for every dollar you spend on the card.

You get 2 points for every dollar spent with American Express Travel. You can also earn up to 10 points per dollar by shopping through the many retailers on the American Express reward shopping website. There is no limit to the number of points you can earn per year and the points never expire. This rewards program applies both to your card and any cards you give to your employees. There is no fee to add employee cards to your account.

Once you’ve collected points, they can be redeemed for a variety of rewards. American Express offers a flexible rewards program for travel. You can convert your points into flights with any airline without worrying about blackout dates. You can also roll over your points into over 20 frequent flyer programs. If you aren't interested in flights, you can use your points for hotel stays, merchandise, or as a credit to pay down your card balance.

Sign-up Bonus

After your first purchase, you receive an extra 5,000 bonus points to welcome you to American Express. In addition to the extra points, American Express also waives the card’s annual fee for the first year. After the first year, you’ll need to pay the $95 to keep your card active.

Flexible Spending

Running a business is not always predictable. Some months will have more expenses than others. With the American Express Business Green Card, there is no preset spending limit.

Keep in mind, you need to pay off your balance in full each month as the Green Card is a charge card, not a credit card.

Pros

  • Offers a 5,000 point bonus after your first purchase
  • Waives the annual fee for the first year
  • No pre-set spending limit
  • Earns reward points on purchases.
  • Redeem reward points for flights, merchandise, and cash back

Cons

  • $95 annual fee
  • Does not let you carry a card balance

Bottom Line

In our opinion, this is a good choice for a business owner that has steady cash flow and wants to get a high level of rewards for his business. To use this card, you must be able to pay off your balance each month. Terms and limitations apply.

Next Step: View the issuer's official application, terms, and details

Share this on Facebook or Twitter

Follow @CreditDonkey or write to David R at davidr@creditdonkey.com
David R is a financial writer at CreditDonkey, a credit card comparison and financial education website. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on August 10, 2012. This content may have been updated on September 28, 2014. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check American Express website for updated information.

More Articles in Reviews

Business Green Rewards Card from American Express OPEN
Apply for Business Green Rewards Card from American Express OPEN
At American Express' Secure Site
  • Get 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Use points toward gift cards, merchandise, entertainment, and more with over 500 merchants
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • Go to issuer's official application, terms, and details
Introductory Bonus Reward PointsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance
Card TypeAnnual Fee
Business Charge Card
No annual fee for the first year - $95 Annual Fee thereafter

Compare Business Green Rewards Card to:

The Business Gold Rewards Card from American Express OPEN
Apply for The Business Gold Rewards Card from American Express OPEN
At American Express' Secure Site
  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Built with business-sized purchasing power and fast rewards
  • 3X points on airfare purchased directly from airlines
  • 2X points on US purchases for advertising in select media, shipping, at gas stations, and made directly from select computer hardware, software, and cloud computing providers
  • Up to $100,000 in each category per year, then 1 point
  • Use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward
  • Terms and limitations apply
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsGas RewardsNo Expiration on RewardsNo Pre-Set Spending LimitEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceEmergency AssistanceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $175

What do you think about American Express Business Green Card Review?

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

American Express Business Platinum

The Business Platinum Card from American Express offers travel-friendly benefits—including Airport Club Access, up to a $200 Airline Fee Credit, and Concierge Service—to business travelers. The card also features a rewards program and a suite of ...
More Articles in Reviews







About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.