Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. Advertiser Disclosure†

Updated March 7, 2014

American Express Business Green Card Review

This article has references or links to products from our partners. We may receive compensation if you apply or shop through links in our content. You support CreditDonkey by using our links (read more).

The American Express Business Green Card gives you a way to flexibly manage your business expenses while earning reward points. This card does charges a $95 annual fee so in our opinion, it's more suited for those who plan to use the card frequently.

4/9/2014 Update: We're sorry, Business Green Rewards Card from American Express OPEN is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Overall Score







5-point scale (the higher, the better)

Pros and Cons

  • 5000 bonus point offer
  • No pre-set spending limit
  • No annual fee for first year
  • $95 annual fee
  • Cannot carry a balance

Bottom Line

Good charge card for small business owners with reliable cash flow

Rewards Program

When you make a purchase with the American Express Business Green Card, you earn reward points. You earn 1 point for every dollar you spend on the card.

You get 2 points for every dollar spent with American Express Travel. You can also earn up to 10 points per dollar by shopping through the many retailers on the American Express reward shopping website. There is no limit to the number of points you can earn per year and the points never expire. This rewards program applies both to your card and any cards you give to your employees. There is no fee to add employee cards to your account.

Once you’ve collected points, they can be redeemed for a variety of rewards. American Express offers a flexible rewards program for travel. You can convert your points into flights with any airline without worrying about blackout dates. You can also roll over your points into over 20 frequent flyer programs. If you aren't interested in flights, you can use your points for hotel stays, merchandise, or as a credit to pay down your card balance.

Sign-up Bonus

After your first purchase, you receive an extra 5,000 bonus points to welcome you to American Express. In addition to the extra points, American Express also waives the card’s annual fee for the first year. After the first year, you’ll need to pay the $95 to keep your card active.

Flexible Spending

Running a business is not always predictable. Some months will have more expenses than others. With the American Express Business Green Card, there is no preset spending limit.

Keep in mind, you need to pay off your balance in full each month as the Green Card is a charge card, not a credit card.


  • Offers a 5,000 point bonus after your first purchase
  • Waives the annual fee for the first year
  • No pre-set spending limit
  • Earns reward points on purchases.
  • Redeem reward points for flights, merchandise, and cash back


  • $95 annual fee
  • Does not let you carry a card balance

Bottom Line

In our opinion, this is a good choice for a business owner that has steady cash flow and wants to get a high level of rewards for his business. To use this card, you must be able to pay off your balance each month.

4/9/2014 Update: We're sorry, Business Green Rewards Card from American Express OPEN is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Share this on Facebook or Twitter

Follow @CreditDonkey or write to David R at

Disclaimer: This content was first published on August 10, 2012. This content may have been updated on March 7, 2014. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the issuer's website for updated information.

More Articles in Reviews

What do you think about American Express Business Green Card Review?

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

Tire Rack vs Discount Tires Direct

It’s that time again. No, it’s not time to go to the dentist, but it is time for new tires. We are talking not just about new tires, but good tires. Good tires that will ensure your dream car has that added touch, or your in-between junker makes ...
More Articles in Reviews

Learn more about Points Deal, Points and Car Rental Insurance cards:
Points Deal Credit Cards
Introductory Bonus Reward Points Deals

Credit Card Bonus Point Deals

With new card offer rates remaining high, consumers are looking past rates when evaluating credit cards. One feature that is starting to catch more attention in helping to determine which card to choose for the wallet is rewards programs. ...
Points Credit Cards
Infographics: Charity 2011

Charitable Giving: Give Back in the Season of Giving

With nearly 1.6 million non-profit organizations, according to the National Center for Charitable Statistics, Americans have difficult decisions to make when they’re feeling charitable this holiday season.
Car Rental Insurance Credit Cards

Study: Best Car Rental Company

You need a rental car either for a very good reason – you’re on vacation – or a not-so-good one, like when your own car breaks down or you’re on the road for business. Armed with knowledge about which rental car company is the best can save you ...

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.