Student Visa Platinum Plus Review

If you’re a full time or part time student at an accredited college or university and you wish to build a solid credit history then the Bank of America Student Visa Platinum Plus credit card is just right for you. This card has no annual fee and comes with many great benefits. These benefits include Student Identity Theft Protection Program (which is free for 4 years) and the Total Security Protection Package.

Student Visa Platinum Plus Intro P APR Intro BT APR APR as low as - - N/A No annual fee Build your credit history No co-signer required apply online

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Cardholders can expect:

• Online Banking service
• Total Security Protection® package, our free package of security features, including zero liability from unauthorized card use
• Travel and emergency assistance
• Automatic auto rental insurance
• Purchase Replacement provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase.
• Cash advance checks at no extra charge
• Additional cards at no extra charge

Plus with the Student Identity Theft Protection Program the following apply:

• Your Equifax credit file is reviewed every business day for signs of fraud or identity theft
• You will receive emails or text messages if changes to your credit file indicate potential fraud or identity theft
• You will receive assistance from credit education specialists if you need help recovering from identity theft
• If may retain this protection plan for 4 years from enrollment as long as your account remains open

The Total Security Protection Package is also an added benefit with the Student Visa Platinum Card. This package is provides ultimate credit card protection and gives cardholders peace of mind when they travel or use their card to make purchases. It protects against loss, unauthorized use of your card. Included in this package is zero liability, which will reimburse you for charges made on your card without your permission. This coverage pays up to the amount of the loss. If your card is used fraudulently you will be credited promptly. Photo Security adds your picture on the front of the card in order to eliminate the possibility of fraudulent use. Fraud monitoring keeps track of how and where your card is being used, it is specially designed to prevent potential fraud should abnormal patterns appear. The Online protection gives password protection which prevents others from using your card to make purchases online.

Account card holders also have free access to account via online banking with Bank of America. Online account access allows you the freedom to view your account balance, make payments or make changes to your account, view or print your monthly statements and keep track of you’re spending. This service is available 24-hours a day 7 days a week at http://www.bankofamerica.com.

In order to qualify for the Bank of America Student Visa Platinum Plus Credit Card you must be a citizen or a permanent resident of the U.S. and have good credit. This will take about 5-10 minutes. After you have filled in all of the correct information you will receive a response in about 60 seconds.

Write to Legenia Burns at legenia@creditdonkey.com