Cash Rewards Platinum Plus Mastercard Review

The Bank of America Cash Rewards Platinum Plus Master Card Credit Card offers 1% cash back for purchases made with your card. There is no limit to the amount of cash rewards you can earn, making this card one of Bank of Americas most popular credit cards to date. There is a zero percent introductory APR for balance transfers and direct deposits only through the first 15 billing cycles. The APR after the introductory period can range anywhere from 9.99% - 19.99%. Direct deposits and balance transfers are subject to have a 3% transaction fee, no less than $10.

Cash Rewards Platinum Plus MasterCard Credit Card Intro P APR Intro BT APR APR as low as - 0% N/A 1% cash back for every $1 in net retail purchases No limit to how much cash back you can earn 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles No Annual Fee apply online

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Other features that come with this card include:

• Free Online Banking service
• Total Security Protection package, a free package of security protection features, which include zero liability from unauthorized card usage
• Travel and emergency assistance
• Automatic auto rental insurance
• Purchase Replacement which provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase.
• Purchase Guard which may double the manufacturer's original US warranty of a year or less.
• Cash advance checks at no extra charge
• Additional cards at no extra charge

The Total Security Protection Package offers great card protection and give cardholders peace of mind when they travel, shop or buy online. It protects against loss, unauthorized use of your card. Included in this package is zero liability, which will reimburse you for charges made on your card without your permission. This coverage pays up to the amount of the loss. If your card is used fraudulently you will be credited promptly. Photo Security adds your picture on the front of the card in order to eliminate the possibility of fraudulent use. Fraud monitoring keeps track of how and where your card is being used, it is specially designed to prevent potential fraud should abnormal patterns appear. The Online protection gives password protection which prevents others from using your card to make purchases online.

Bonus features include an automatic $25 statement credit after qualifying transactions, you may also receive a $25 account credit every time you spend $2,500 in retail purchases. An added perk is that your rewards start at $2,500 in retail purchases.

Owners of the Bank of America Cash Rewards Platinum Plus Master Card Credit Card also have access to their account online 24 hours a day 7 days a week. This special service allows you to view recent transactions, make a payment online, view account balances, view and print monthly statements, make changes to your account and even request a credit line increase.

Individual interested in this card must be a citizen or a permanent resident of the United States and have a good credit score. Online application takes only 5-10 minutes to complete the application. After you have filled in all of the correct information you will receive a response in about 60 seconds.

Write to Legenia Burns at legenia@creditdonkey.com