Bank of America Accelerated Rewards American Express Review

The Bank of America Rewards American Express Card makes it easy to earn rewards points everyday on purchases made with your card. Now you can earn 25% more cash back! Cardholders can earn 1.25 World Points for every dollar spent in net retail purchases. This card has no annual fee, a 0% introductory APR for balance transfers, direct deposits, through your first 12 billing cycles, and check cash advances. There is Absolute Fraud Protection on unauthorized purchases made with your card (this applies to online purchases as well as offline). You also get 24-hour customer service, electronic bill payment service and online access. There is no limit to the amount of cash back you can earn. Redeeming rewards is easily done via card credit, check or direct deposit. World Point Rewards include unrestricted travel, hotel benefits, car rental benefits, merchandise, gift certificates, cash and many more! Rewards start at 2,500 points. Additional benefits include 24 hours a day concierge service and access to over 2,200 American Express Travel Services locations worldwide to help you. After five years rewards points will expire.

Bank of America Accelerated Rewards American Express Card Intro P APR Intro BT APR APR as low as - 0% N/A No annual fee 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles Earn 1.25 points for every $1 in net retail purchases with flexibility to pay in full or over time apply online

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Along with the wonderful benefits offered with this card Bank of America also provides the Total Security Protection Package. This package is the ultimate in credit card protection and peace of mind. It protects against loss, unauthorized use of your card. Included in this package is zero liability, which will reimburse you for charges made on your card without your permission. This coverage pays up to the amount of the loss. If your card is used fraudulently you will be credited promptly. Photo Security adds your picture on the front of the card in order to eliminate the possibility of fraudulent use. Fraud monitoring keeps track of how and where your card is being used, it is specially designed to prevent potential fraud should abnormal patterns appear. The Online protection gives password protection which prevents others from using your card to make purchases online.

Other features include:

• Absolute fraud protection against unauthorized use, online and offline
• Car Rental Loss & Damage Insurance and Travel Accident Insurance
• Emergency Assistance Services and Emergency Roadside Assistance
• Retail Protection and Extended Warranty** coverage on purchases made with the Card
• Access to My Concierge service, a unique personal assistance service
• 24-hour Customer Service, Secure Online Account Access and electronic bill payment service

Plus account card holders have free access to account via online banking with Bank of America. Online account access allows you the freedom to view your account balance, make payments or make changes to your account. This service is available 24-hours a day 7 days a week online.

In order to qualify for the Bank of America Accelerated Rewards American Express Card you must be a citizen or a permanent resident of the U.S. and have an exceptional credit score. It takes about 5-10 minutes to complete the application. After you have filled in all of the correct information you will receive a response in about 60 seconds.

Write to Legenia Burns at legenia@creditdonkey.com