Blue from American Express Credit Card Review

The Blue card from American Express is touted as being the card that adapts to all your needs. This is based on several of the card benefits that includes the automatic enrollment in the Membership Rewards Express program and low introductory and balance transfer rates. The Blue card from American Express even offers users no annual fee along with the ability earn more rewards points then the average card as well as providing travel discounts.

The Advantages of the Membership Rewards Express Program

American Express offers users the ability to earn one point for nearly every dollar spent with the Blue card. The difference with the Membership Rewards Express Program over other cards is the points earning potential. There are no expiration of points and no earning maximums for your points. There is also the opportunity to double your points by shopping online at the Bonus Points Mall. This unique option has 160 popular retailers who work in conjunction with American Express to offer members the best deals.

There is also an Advance Points option for the Blue card. This provides users with the ability to tap in to future points in order to complete the purchase of a rewards item. There is also a purchase points feature which allows users to purchase additional rewards points at the point of checkout. The options are unique to American Express and allow the most versatile use of their rewards program.

The Travel Benefits of the Blue Card

Many credit cards work in conjunction with a specific airline in order to set up a point accrual program. For American Express, card users can fly any airline, anytime. The Pay with Points program has no restrictions, blackout dates or preferred carriers. And even more advantageous, the Pay with Points program also allows members to pay partial portions of their ticks with points and the remainder on their Blue card. This option is not limited to flights either, with many vacation packages, cruise vacations and hotels also available.

Blue card users are also eligible for exclusive limited time special offers. These offers can range from travel to entertainment events to electronic purchases. The availability and frequency of these offers varies but card users can be alerted through email to ensure they don’t miss out on a great opportunity.

Interest Rates and Balance Transfers

The Blue card offers a 12 month 0% introductory annual percentage rate along with fixed APR’s as low as 2.99% for balance transfers during the first year of card membership. These rates are attractive options for users that need a short term solution to a financial issue. The rates are also some of the best in the industry, especially when considering the many rewards options that can be gained in conjunction with the low financing rates.

The versatile travel rewards and the points program with no expiration or accrual maximums are some of the excellent features of the American Express Blue card. If you are in the market for a card with a solid rewards program and competitive interest rates, the Blue card from American Express is a great option.

Write to Sheryl Peterson at sheryl@creditdonkey.com

Share this on Facebook or Twitter

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Disclaimer: This content was first published on October 27, 2008. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check American Express website for updated information.