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Blue Cash Preferred® Card from American Express vs Citi Costco

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Citi Costco? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $95 annual fee, while the Citi Costco has a No annual fee for this credit card with your paid Costco Membership.

 Apply NowRead Citi Costco Review
 

Blue Cash Preferred® Card from American Express

Costco Anywhere Visa® Card by Citi

 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Cash Back RewardsGas RewardsDining Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 12 months0%* introductory APR for 7 months on Purchases*
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 12 monthsN/A
Purchase APR14.24% to 25.24% Variable based on your creditworthiness and other factors16.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.24% to 25.24% Variable based on your creditworthiness and other factors16.49%* (Variable) based on your creditworthiness and other factors
Annual Fee$95 annual feeNo annual fee for this credit card with your paid Costco Membership
Terms Apply See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 
Cash Back RewardsCash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.Cash Back Rewards: Earn 4% cash back on eligible gas purchases for the first $7,000 per year, and then 1% thereafter. Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.
Gas RewardsGas Rewards: 3% cash back at U.S. gas stations.Gas Rewards: Earn 4% cash back on eligible gas purchases for the first $7,000 per year, and then 1% thereafter.
Grocery RewardsGrocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 
Dining Rewards Dining Rewards: Earn 3% cash back on restaurant
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at US supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at US gas stations
  • Bonus cash back promotional offer
Cons:
  • $95 annual fee
  • Not a Visa/MasterCard
Pros:
  • Cash Back Rate on Gas
  • Cash Back Rate at Costco
  • No Annual Fee with Paid Costco Membership
Cons:
  • Requires Costco Membership
  • Foreign Transaction Fee
Bottom LineExcellent cash back credit card for families... Read full review Read full review
 Apply NowRead Citi Costco Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Costco: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2017 from published websites and is believed to be accurate, but not guaranteed.


    Explore Blue Cash Preferred® Card from American Express In-Depth


    Explore Costco Anywhere Visa® Card by Citi In-Depth


    Compare Blue Cash Preferred to:

    Blue Cash Everyday

    Blue Cash Everyday® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.24% - 25.24% Variable
    Annual Fee
    $0
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Amex EveryDay

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    14.24% - 24.24% Variable
    Annual Fee
    $0

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    Compare Citi Costco to:

    Chase Freedom Unlimited
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 15 months
    0% for 15 months
    16.24% - 24.99% Variable
    $0


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.