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Blue Cash Preferred® Card from American Express vs Citi Thank You Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Citi Thank You Preferred? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $95 annual fee, while the Citi Thank You Preferred has a $0 annual fee.

 Apply NowRead Citi Thank You Preferred Review
 

Blue Cash Preferred® Card from American Express

Citi ThankYou® Preferred Card

 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Point RewardsNo Expiration on RewardsDining RewardsCar Rental InsuranceTravel Accident Insurance
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 12 months0%* introductory APR for 15 months*
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 12 months0%* introductory APR for 15 months*
Purchase APR14.74% to 25.74% Variable based on your creditworthiness and other factors15.24% to 25.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.74% to 25.74% Variable based on your creditworthiness and other factors15.24% to 25.24%* (Variable) based on your creditworthiness and other factors
Annual Fee$95 annual fee$0 annual fee
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 
Cash Back RewardsCash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. 
Point Rewards Point Rewards: Earn 1 ThankYou Point per dollar on other purchases
Gas RewardsGas Rewards: 3% cash back at U.S. gas stations. 
Grocery RewardsGrocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 
Dining Rewards Dining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at US supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at US gas stations
  • Bonus cash back promotional offer
Cons:
  • $95 annual fee
  • Not a Visa/MasterCard
Pros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Bottom LineExcellent cash back credit card for families... Read full reviewGood rewards credit card for those who do not like annual fees... Read full review
 Apply NowRead Citi Thank You Preferred Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on June 19, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Blue Cash Preferred® Card from American Express In-Depth


    Explore Citi ThankYou® Preferred Card In-Depth


    Compare Blue Cash Preferred to:

    Blue Cash Everyday

    Blue Cash Everyday® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.74% - 25.74% Variable
    Annual Fee
    $0
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.74% - 24.74% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Amex EveryDay

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on purchases for 15 months
    0% on balance transfers for 15 months
    14.74% - 25.74% Variable
    Annual Fee
    $0

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.