Blue Cash Preferred® from American Express vs Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Blue Cash Preferred is an excellent cash back credit card for groceries and gas. How does it compare to Citi Dividend Card, a cash back and 0% Intro APR on Balance Transfers credit card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $75 annual fee, while the Citi Dividend Card has a $0 annual fee.

	Blue Cash Preferred® from American Express	Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
	Credit Card Summary
	Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required. Terms and Restrictions Apply.	$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment Enroll at no additional cost each quarter for new categories that earn additional cash back. Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee*
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 12 months	0% introductory APR for 12 months
Introductory APR for Balance Transfers	None	0% introductory APR for 12 months
Purchase APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$75 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.	Introductory Bonus Cash Back: $100 cash back after $500 in purchases within the first 3 months of account opening
Cash Back Rewards	Cash Back Rewards: 1% cash back on other purchases	Cash Back Rewards: Full 1% cash back on all other purchases and eligible cash advances.
Bonus Cash Back		Bonus Cash Back: Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
Price Protection		Price Protection: If you buy something with your Citi card and then see it advertised in print for less within 60 days, you may be eligible for a refund of the difference up to $250(excludes internet purchases and advertisements and certain items).
Gas Rewards	Gas Rewards: 3% cash back at US gas stations
Grocery Rewards	Grocery Rewards: 6% cash back at US supermarkets on up to $6,000 per year in purchases
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at US supermarkets (up to $6k/year in purchases) 3% at US gas stations 150 Reward Dollars offer 0% intro APR on purchases Cons: $75 annual fee	Pros: $100 cash back bonus offer 5% rotating categories 0% intro APR on purchases and balance transfers No annual fee Cons: $300 cash back rewards annual limit $50 minimum to redeem
Bottom Line	Excellent cash back credit card for groceries and gas... Read full review	Good cash back credit card with 0% intro APR for moderate spenders... Read full review
What Others View	Blue Cash Everyday® Card from American Express American Express® Premier Rewards Gold Card TrueEarnings® Card from Costco and American Express	Citi Diamond Preferred® Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on Blue Cash Preferred® from American Express

Blue Cash Preferred Review: Worth the Annual Fee?
March 23, 2012 - By David R - Review for Blue Cash Preferred
If you are looking to maximize your annual cash back rewards, the American Express Blue Cash Preferred Card is the way to go. This card has one of the highest cash back bonus rates in the industry. American Express created this card as an ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Citi Dividend Card Review: $100 Cash Back Bonus
May 18, 2012 - By David R - Review for Citi Dividend Card
If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 12 months None 12.99% - 21.99% (Variable)

American Express® Premier Rewards Gold Card

TrueEarnings® Card from Costco and American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 6 months None 15.24% (Variable)

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Compare Citi Dividend Card to:

Citi Diamond Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 18 months 0% for 18 months 11.99% - 21.99% (Variable) $0