Blue Cash Preferred® Card from American Express vs American Express Business Platinum
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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to American Express Business Platinum, a business and travel card? Read our comparison chart below.
Blue Cash Preferred® Card from American Express | The Business Platinum Card® from American Express | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0% introductory APR on purchases for 12 months | N/A |
Introductory APR for Balance Transfers | 0% introductory APR on balance transfers for 12 months | N/A |
Purchase APR | 19.24% to 29.99% Variable based on your creditworthiness and other factors | 19.49% to 27.49% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 19.24% to 29.99% Variable based on your creditworthiness and other factors | N/A |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | No foreign transaction fee |
Annual Fee | $0 intro annual fee for the first year, then $95 | |
Terms Apply. | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. | |
Introductory Bonus Offer | Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. | |
Cash Back Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. | |
Travel Rewards | Travel Rewards | |
Airline Rewards | Get 5X Membership Rewards® points on flights on AmexTravel.com. | |
Bonus Airline Rewards | 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. | |
Hotel Rewards | Get 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. | |
Point Rewards | Get 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points on eligible purchases at US construction material, hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. | |
Airline Status | $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
Gas Rewards | 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). | |
Grocery Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). | |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Excellent cash back credit card for families... | |
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Articles on Blue Cash Preferred® Card from American Express
Blue Cash Preferred Review
Comments
- Steve from New York
Hands down American Express if you really use it a lot!
They keep on making it much better!I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!
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