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Blue Cash Everyday® Card from American Express vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You support CreditDonkey by using our links. (read more)

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to American Express Platinum Card, an airline and travel charge card? Read our comparison chart below.

Keep in mind, the Blue Cash Everyday has a $0 annual fee, while the American Express Platinum Card has a $450 annual fee.

Charge Card vs Credit Card: Blue Cash Everyday® Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
 Apply for Blue Cash Everyday Card from American ExpressApply for The Platinum Card from American Express
 

Blue Cash Everyday® Card from American Express

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsEvents
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Pre-Set Spending Limit
 
  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 15 monthsN/A
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 15 monthsN/A
Purchase APR12.99% to 21.99% Variable based on your creditworthiness and other factors 
Balance Transfers APR12.99% to 21.99% Variable based on your creditworthiness and other factors 
Annual Fee$0 annual fee$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months. You will receive $50 back in the form of a statement credit. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
Cash Back RewardsCash Back Rewards: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. 
Airline Rewards Airline Rewards: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards
Airline Status Airline Status: Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
Gas RewardsGas Rewards: 2% at US gas stations. Terms and limitations apply 
Grocery RewardsGrocery Rewards: 3% at US supermarkets, up to $6,000 per year in purchases (1% thereafter). Terms and limitations apply 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
Pros & ConsPros:
  • Cash back
  • $50 promotional offer
  • Intro APR on purchases and balance transfers for 15 months
  • No annual fee
Cons:
  • Not a Visa/MasterCard
Pros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Bottom LineGreat cash back card for cardholders who pay in full... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply for Blue Cash Everyday® Card from American ExpressApply for The Platinum Card® from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on Blue Cash Everyday® Card from American Express

    Blue Cash Everyday Review

    September 24, 2011 - By Meghan C - Reviews for Blue Cash Everyday
    If you’re looking for a cash back credit card that rewards you for common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday Card from American Express. This card also offers 1 year of Amazon Prime and $50 back after you spend $1,000 on purchases on your new card in your first 3 months.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on The Platinum Card® from American Express

    Delta SkyClub - Miami Airport

    American Express Platinum Card Review

    January 13, 2012 - By David R - Reviews for American Express Platinum Card
    The American Express Platinum Card is in our opinion, one of the most prestigious rewards cards on CreditDonkey. It is also one of the most expensive cards we have reviewed, with an annual fee of $450. In exchange for the $450 annual fee, the Platinum Card offers a number of travel benefits and a rewards program.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Compare Blue Cash Everyday to:

Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    The Amex EveryDay Credit Card from American Express

    The Amex EveryDay℠ Credit Card from American Express

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    12.99% - 21.99% Variable
    Introductory Bonus Reward PointsPoint RewardsBonus Reward Points
      Discover it

      Discover it®

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 6 months
      0% for 18 months
      10.99% - 22.99% Variable*
      Cash Back RewardsBonus Cash BackNo Limits on RewardsExtended Warranty

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        Compare American Express Platinum Card to:

        American Express Premier Rewards Gold Card

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        Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
          Starwood Preferred Guest Credit Card from American Express

          Starwood Preferred Guest® Credit Card from American Express

          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
          NoneNone
          15.24% - 19.24% variable
          Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
            Chase Sapphire Preferred Card

            Chase Sapphire Preferred® Card

            Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
            N/AN/A
            15.99% (Variable)

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              *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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