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Blue Cash Everyday® Card from American Express vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to American Express Platinum, an airline and travel charge card? Read our comparison chart below.

Keep in mind, the Blue Cash Everyday has a $0 annual fee, while the American Express Platinum has a $450 annual fee.

Charge Card vs Credit Card: Blue Cash Everyday® Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
 Apply for Blue Cash Everyday Card from American ExpressApply for The Platinum Card from American Express
 

Blue Cash Everyday® Card from American Express

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
 
  • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • You will receive cash back in the form of statement credits.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees
  • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
  • There are no foreign transaction fees with your Platinum Card.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
  • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
  • No interest charges because you pay your balance in full each month.
  • Terms and limitations apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 12 monthsN/A
Purchase APR13.24% to 23.24% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR13.24% to 23.24% Variable based on your creditworthiness and other factorsN/A
Annual Fee$0 annual fee$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
You will receive cash back in the form of statement credits.
 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
Cash Back RewardsCash Back Rewards: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply. 
Airline Rewards Airline Rewards
Hotel Rewards Hotel Rewards
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards
Airline Status Airline Status: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.
Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
Hotel Status Hotel Status: Enroll in complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
Gas RewardsGas Rewards: 2% at U.S. gas stations. Terms and limitations apply 
Grocery RewardsGrocery Rewards: 3% at U.S. supermarkets on up to $6,000 per year in purchases (1% thereafter). Terms and limitations apply 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta Air Lines, Frontier Airlines, Hawaiian Airlines, JetBlue, Virgin America and more.
Smart ChipSmart ChipSmart Chip
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
Pros & ConsPros:
  • Bonus cash back
  • Cash back
  • Intro APR on purchases and balance transfers for 12 months
  • No annual fee
Cons:
  • Not a Visa/MasterCard
Pros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Bottom LineGreat cash back card for cardholders who pay in full... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply Now for Blue Cash Everyday Card from American ExpressApply Now for The Platinum Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Explore Blue Cash Everyday® Card from American Express In-Depth

    Blue Cash Everyday Review

    If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday Card. Read on for the pros and cons.

Explore The Platinum Card® from American Express In-Depth

    Amex Platinum Review

    Is the Platinum Card from American Express worth the $450 annual fee? Read this in-depth review to help you decide.

    American Express Platinum Benefits

    There is no point paying the $450 annual fee for the American Express Platinum Card UNLESS you know the benefits are worth it. Read this in-depth guide to help you decide.

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Compare Blue Cash Everyday to:

Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% for 12 months
    0% for 12 months
    13.24% - 23.24% Variable
    Annual Fee
    $95
    The Amex EveryDay Credit Card from American Express

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGrocery Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 12 months
      0% for 12 months
      13.24% - 23.24% Variable
      Annual Fee
      $0
      Starwood Preferred Guest Credit Card from American Express

      Starwood Preferred Guest® Credit Card from American Express

      Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/AN/A
        15.49% - 19.49% variable
        Annual Fee
        $0 introductory annual fee for the first year, then $95

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        Compare American Express Platinum to:

        Premier Rewards Gold Card from American Express
        Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitDining RewardsEventsCar Rental Insurance Extended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
        Card TypeAnnual Fee
        Personal Charge Card
        Introductory annual fee of $0 for the first year, then $195

        Chase Sapphire Preferred Card
        Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
        N/AN/A
        16.24% - 23.24% Variable
        Introductory Annual Fee of $0 the first year, then $95

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        Learn how airline miles work and the 10 steps to get started with collecting travel rewards. Before long, you’ll be redeeming miles for flights and hotel rooms.


        About CreditDonkey®
        CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

        CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.