Blue Cash Everyday® Card from American Express vs The Platinum Card® from American Express

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to American Express Platinum Card, a travel and airline status charge card? Read our comparison chart below.

Keep in mind, the Blue Cash Everyday has a $0 annual fee, while the American Express Platinum Card has a $450 annual fee.

Charge Card vs Credit Card: Blue Cash Everyday® Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Blue Cash Everyday® Card from American Express	The Platinum Card® from American Express
	Personal Credit Card	Personal Charge Card
	Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership. Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required. No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time. Terms and Restrictions Apply.	Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only® Terms and restrictions apply
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 12 months	N/A
Purchase APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$450 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
Introductory Bonus Reward Points		Introductory Bonus Reward Points: 25,000 Membership Rewards® points after you spend $2,000 during your first three months of Card membership
Cash Back Rewards	Cash Back Rewards: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
Airline Rewards		Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits with the airline of your choice for incidental fees such as checked bags, in–flight refreshments, and change fees.* Fly without Blackout Dates: Use Membership Rewards Pay with Points to book flights on any airline with no seat restrictions or blackout dates.
Point Rewards		Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards		Travel Rewards
Airline Status		Airline Status: Airport Club Access including participating American Airlines Admirals Club, Delta Sky Club, US Airways Club - Gain instant access for you and 2 companions whenever you fly at partner airport lounges around the world. In addition to your existing lounge privileges, you have access to Priority Pass™ Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on American Express website to receive your complimentary Priority Pass Select membership card.
Gas Rewards	Gas Rewards: 2% at US gas stations
Grocery Rewards	Grocery Rewards: 3% at US supermarkets, up to $6,000 per year in purchases (1% thereafter)
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Cash back Intro APR on purchases No annual fee Cons: Not a Visa/MasterCard	Pros: Travel perks 25,000 bonus points after you spend $2000 in first 3 months Concierge service Cons: $450 annual fee
Bottom Line	Great cash back card for cardholders who pay in full... Read full review	Excellent charge card for frequent travelers... Read full review
What Others View	Blue Cash Preferred® from American Express TrueEarnings® Card from Costco and American Express Blue Sky from American Express®	American Express® Gold Card Starwood Preferred Guest® Credit Card from American Express
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on Blue Cash Everyday® Card from American Express

Blue Cash Everyday Review: Cash Back Card with No Annual Fee
September 24, 2011 - By Meghan Clark - Review for Blue Cash Everyday
If you’re looking for a go-to cash back credit card that rewards you for your most common purchases and doesn’t charge an annual fee, you should check out the Blue Cash Everyday Card from American Express. This card also offers 100 Reward ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Articles on The Platinum Card® from American Express

American Express Platinum Card Review: Annual Fee Worth It?
January 13, 2012 - By David R - Review for American Express Platinum Card
The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Compare Blue Cash Everyday to:

Blue Cash Preferred® from American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 12 months None 12.99% - 21.99% (Variable)

TrueEarnings® Card from Costco and American Express Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 6 months None 15.24% (Variable)

Blue Sky from American Express® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 12 months None 17.24% - 22.24% (Variable)

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