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Blue Cash Everyday® Card from American Express vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Keep in mind, the Blue Cash Everyday has a $0 annual fee, while the American Express Platinum has a $450 annual fee.

Charge Card vs Credit Card: Blue Cash Everyday® Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
 Apply NowApply Now
 

Blue Cash Everyday® Card from American Express

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint RewardsNo Pre-Set Spending Limit
 
  • Apply by 1/11/2017- Earn 10% cash back on purchases at Amazon.com in the first 6 months, up to $200.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 3 months.
  • You will receive cash back in the form of statement credits.
  • Everyday Cash Back: 3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees
  • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • 5X points for flights booked directly with airlines or with American Express Travel.
  • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status with your Platinum Card.®
  • No interest charges because you pay your balance in full each month.
  • Terms and Conditions apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 12 monthsN/A
Purchase APR13.24% to 23.24% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR13.24% to 23.24% Variable based on your creditworthiness and other factorsN/A
Annual Fee$0 annual fee$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Apply by 1/11/2017- Earn 10% cash back on purchases at Amazon.com in the first 6 months, up to $200.
Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 3 months.
You will receive cash back in the form of statement credits.
 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
Cash Back RewardsCash Back Rewards: Everyday Cash Back: 3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S gas stations; 1% on other purchases. Terms and limitations apply. 
Travel Rewards Travel Rewards
Airline Rewards Airline Rewards: Earn 5X points for flights booked directly with airlines or with American Express Travel.
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Airline Status Airline Status: $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll in complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Gas RewardsGas Rewards: 2% at U.S gas stations. Terms and limitations apply 
Grocery RewardsGrocery Rewards: 3% at U.S supermarkets on up to $6,000 per year in purchases (1% thereafter). Terms and limitations apply 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Blue Cash Everyday Card from American ExpressThe Platinum Card from American Express
Pros & ConsPros:
  • Bonus cash back
  • Cash back
  • Intro APR on purchases and balance transfers for 12 months
  • No annual fee
Cons:
  • Not a Visa/MasterCard
Pros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Bottom LineGreat cash back card for cardholders who pay in full... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply NowApply Now
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Explore Blue Cash Everyday® Card from American Express In-Depth


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Compare Blue Cash Everyday to:

Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% for 12 months
    0% for 12 months
    13.24% - 23.24% Variable
    Annual Fee
    $95
    Amex EveryDay

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 12 months
      0% for 12 months
      13.24% - 23.24% Variable
      Annual Fee
      $0
      Premier Rewards Gold Card

      Premier Rewards Gold Card from American Express

      Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
        Annual Fee
        Introductory annual fee of $0 for the first year, then $195

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          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
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          Annual Fee
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          Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint Rewards
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            Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline Rewards
              Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
              N/AN/A
              15.49% - 19.49% variable
              Annual Fee
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              CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

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