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Blue Business Cash vs Delta Reserve Business

Compare Rewards, Interest Rates, Fees, and Benefits

How does Blue Business Cash compare to Delta Reserve Business from American Express? Read our comparison chart below.

Keep in mind, the Blue Business Cash has a No annual fee, while the Delta Reserve Business has a $650 annual fee.

 

The American Express Blue Business Cash™ Card

Delta SkyMiles® Reserve Business American Express Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 months from date of account openingN/A
Purchase APR18.49% to 26.49% Variable based on your creditworthiness and other factors20.99% to 29.99% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual FeeNo annual fee$650 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 
Introductory Bonus Airline Rewards Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Cash Back RewardsEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. 
Airline Rewards Earn 3 miles per dollar on eligible Delta purchases.
Bonus Airline Rewards Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Airline Status Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the The American Express Blue Business Cash™ Card and Delta SkyMiles® Reserve Business American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Blue Business Cash: Pricing information including interest rates, benefits and fees was obtained on October 5, 2023 from published websites and is believed to be accurate, but not guaranteed.

Delta Reserve Business: Pricing information including interest rates, benefits and fees was obtained on March 28, 2024 from published websites and is believed to be accurate, but not guaranteed.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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