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Updated February 6, 2014

Best Student Credit Card Deals

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There are quite a bit of expenses that come with being a college student, between the books and school supplies, gas, food and utilities, there is always something that needs to be purchased.

Student Deals
Student Deals © CreditDonkey

Credit cards can come in handy with these purchases because they are a quick and secure way to make your payments. If your credit card or credit card data is ever stolen, the account can be suspended while an investigation is underway. The same is true for your check and savings accounts; however, if money is drained from those accounts, you can be left with no funds until the matter is resolved. This can create major issues if you need to get supplies for the beginning of the term or it’s your week to buy groceries.

Another benefit of credit cards is that many offer college students the ability to earn cash back. When these cards are used responsibly (remember, all those purchases you make have to be paid off eventually, and the longer it takes to pay them off, the more you are paying in interest!), they can serve as a great reward for students who are looking to save up a little for something fun like a weekend trip or a concert.

Here are top picks when it comes to student credit cards that offer great deals to their cardholders. Each of these cards are annual fee free and offer students cash back opportunities.

Discover® it for Students

This is a top pick from Discover. This card also offers cash back opportunities. What sweetens the deal with this pick is the 0% Intro APR on new purchases; the introductory period last for the first 6 months. Once the introductory period ends, your regular variable interest rate will be as low as 12.99% to 21.99%.

Discover it for Students
Apply for Discover it for Students
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information
StudentCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
See Terms
12.99% - 21.99% Variable*

Citi Dividend Platinum Select

This Visa card will help you earn extra cash back in rotating categories that change each quarter (free enrollment required). If you time this correctly, you can maximize the earning potential. All other purchases earn the cardholder a full 1% cash back (you may earn up to a total of $300 per calendar year).

Citi Dividend Card for College Students
Apply for Citi Dividend Card for College Students
  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
StudentCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance Identity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 7 months*
13.99% - 23.99%* (Variable)

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Discover Student Card Review

College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's ...
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.