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Credit Cards with Return Protection
Read more about Return Protection
Return protection is one of those card benefits that is easy to overlook, but can really help you out in a pinch. If you make a purchase on a card that has return protection, you have greater flexibility about when and how you can make returns. With the holidays right around the corner, this feature is something to keep in mind. Below we have listed three credit cards with return protection that fit different lifestyles. Find the one for you and enjoy worry-free shopping this season.
As it is, returning a purchase can be frustrating depending on a store’s return policy and its limitations. For example, a store might allow a return only if you bring back the merchandise with the original receipt within 30 days. Some final sale items cannot be returned at all.
But if your card has a return protection program, you might have a much wider return window. A typical return protection program lets you return eligible items for a full refund within 90 days (with a few caveats).
Besides return protection, the Discover It also offers price protection. So if you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference on eligible items.
Cash Back & No Annual Fee
With this option, you won't have to worry if you are unsure whether you will earn enough reward points to justify an annual fee. The American Express Blue Cash Everyday card has no annual fee. Plus, it offers return protection and cash back rewards.
Travel Rewards & No Annual Fee
Blue Sky from American Express offers flexible travel rewards and no annual fee. You can redeem for travel rewards with no blackout dates or travel restrictions.
Plus, you'll earn 7,500 bonus points (worth $100 in statement credit that can be used toward travel-related expenses) after you spend $1,000 within the first 3 months of cardmembership.
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Disclaimer: Discover is a paid advertiser of CreditDonkey.
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