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Updated November 29, 2014

Best Credit Card with Return Protection

Here are the best credit cards with return protection on CreditDonkey
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Return protection is one of those card benefits that is easy to overlook, but can really help you out in a pinch. If you make a purchase on a card that has return protection, you have greater flexibility about when and how you can make returns. With the holidays right around the corner, this feature is something to keep in mind.

As it is, returning a purchase can be frustrating depending on a store’s return policy and its limitations. For example, a store might allow a return only if you bring back the merchandise with the original receipt within 30 days. Some final sale items cannot be returned at all.

But if your card has a return protection program, you might have a much wider return window. A typical return protection program lets you return eligible items for a full refund within 90 days (with a few caveats).

© Random Retail (CC BY 2.0) via Flickr

Cash Back & No Annual Fee

Besides return protection, the Discover It also offers price protection. So if you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference on eligible items.

Discover it - Double Cash Back your first year
Apply for Discover it - Double Cash Back your first year
At Discover's Secure Site
  • Double all the cash back you've earned at the end of your first year automatically-only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
10.99% - 22.99% Variable*

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Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through the Advertiser's affiliate programs.

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Discover It Card Review

A generous cash back and promotional low interest offer makes the Discover It Card the go-to card to keep more money in your pocket. When you consider the rewards, low fees, and good customer service, it’s pretty easy to see why Discover It is ...
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.