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Updated November 17, 2017

Best Chase Credit Card: December 2017

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Find the best Chase credit card in our rankings of top offers and promotions. Read the latest reviews and score the best deals with this guide.

Whether you're looking for an all-purpose cash back credit card, a way to earn travel rewards, or a great balance transfer deal, Chase has a card that could work for you.

Chase Credit Card Offers

Here are the top Chase credit card deals you should not ignore:

Chase Promotions

Read on for the list of current card promotions for new applicants. Apply for a new Chase credit card from this list and make the qualifying purchases within the specified timeframe to get the bonus promotion.

Best Cash Back Credit Card

Chase Freedom Unlimited:
Chase Freedom Unlimited
Apply for Chase Freedom Unlimited
Chase Freedom Unlimited lets you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. You earn unlimited 1.5% cash back on every purchase. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. The balance transfer fee is 5% of the amount transferred, $5 minimum. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.

We like Chase Freedom Unlimited because you get 1.5% cash back on ALL purchases. You don't have to worry about keeping track of and activating rotating categories. This makes it the better card for those with varied spending.

Best Credit Card for Travel

Chase Sapphire Preferred:
Chase Sapphire Preferred
Apply for Chase Sapphire Preferred Card
Chase Sapphire Preferred is one of the best travel rewards cards. It has a huge sign-up bonus, as well as these highlights:

Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

Best Elite Credit Card

Chase Sapphire Reserve:
Chase Sapphire Reserve is the luxury sibling. It has a $450 annual fee, but if you travel enough, you can easily justify the fee (Read Chase Sapphire Preferred vs Reserve). In particular, it has several benefits that make it a standout:

Chase Sapphire Reserve lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®. This card offers a $300 annual travel credit (as reimbursement for travel purchases such as airfare and hotels charged to your card). This card earns 3x points on travel and dining worldwide & 1 point per dollar spent on all other purchases. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. There are no foreign transaction fees. The card comes with complimentary Priority Pass™ Select for access to over 1,000 airport lounges worldwide. There is a $450 annual fee.

Best Credit Card for Balance Transfer

Chase Slate:
Chase Slate offers a $0 introductory balance transfer fee (for transfers made during the first 60 days of account opening). This card has a 0% introductory APR for 15 months on purchases and balance transfers. After that, a variable APR, currently 15.99% to 24.74%. Plus, you can receive your Monthly FICO Score for free. There is a $0 annual fee.

Chase Slate is one of the best balance transfer cards on the market. Most other credit cards have a 3%-5% fee, which can equal hundreds of dollars if you have a few thousand to transfer. So if you have a balance from another card, this is a great way to get a break on interest rates and focus on paying off the debt.

Best Credit Card for Domestic Airline Rewards

Southwest Rapid Rewards Premier:
For domestic travelers, the Southwest co-branded card from Chase is a great choice.

Southwest Credit Card offers 40,000 points after you spend $1,000 on purchases within the first 3 months of opening your account. Earn 6,000 bonus points after your Cardmember anniversary. You earn 2 points per dollar spent on Southwest purchases and Rapid Rewards Hotel and Car Rental partner purchases. 1 point per dollar spent on all other purchases. There is no foreign transaction fee. There is a $99 annual fee.

Best Business Credit Card

Chase Ink Business Preferred:
Ink Business Preferred
Apply for Ink Business Preferred Credit Card
The Ink Business Preferred has a huge sign-up bonus and very generous rewards given the reasonable annual fee.

  • 3x points on relevant business categories, such as travel, telecom, shipping, and advertising
  • Points can be redeemed for travel on Chase travel portal at 25% more value
  • Points can also be transferred to airline and hotel partners at a 1:1 ratio

Also, you don't have to be a corporation. If you're a freelancer or have a side business, you're eligible to apply.

Ink Business Preferred lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. 80,000 points is worth $1,000 toward travel when you redeem via Chase Ultimate Rewards. Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. There are no foreign transaction fees. There is a $95 annual fee.

In-Depth Guide to Chase Best Credit Card Deals

Below, we will go into more detail for each card Chase offers. We'll compare each against cards in the same category so you can decide which is better for you.

What Is the Best Chase Credit Card for You?

To pick the right card for you, consider the following factors:

  • Annual fee: How often will you use your new Chase card? Cards with annual fees will offer more rewards or perks. But before you get too tempted, think: will you realistically earn enough in rewards to make up for the expense?

  • Cash back vs travel miles: Cash back is the straightforward way to earn rewards, but depending on what you want, travel miles could provide more value to you.

    Some Chase cards allow you to transfer points to select frequent travel programs (like airline partners such as United and Southwest, or hotel partners such as Hyatt and Marriott). This could make each point worth much more than the straight up cash back rate.

    Tip: Sounds complicated? It doesn't have to be if you know how to play the airline miles game. Read our beginner's guide to get you started.

  • Lifestyle and spending habits: What do you spend the most on? Pick a card with rewards that match your lifestyle, so you can maximize your rewards.

    If your spending is varied, then consider the Chase Freedom Unlimited. If you travel frequently, then consider the Chase Sapphire Preferred. Or you may find that the Sapphire Reserve is worth the heavy annual fee.

Chase Credit Card Offers for New Applicants

New Application: Before you apply for a Chase credit card, keep in mind you usually need excellent credit.

If you are interested in any of the Chase cards, make sure you prioritize the application over any other cards you may be considering. Chase has a 5/24 rule, which means that if you've opened more than 5 new credit cards in the last 24 months (including non-Chase cards), your application will most likely be declined.

We'll make your decision simpler with side-by-side Chase offers comparisons.

Best Chase Credit Card with No Annual Fee: Chase Freedom lets you earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. The balance transfer fee is 5% of the amount transferred, $5 minimum.

This is the fun part: You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. The cash back rewards do not expire as long as your card account remains open. There is no annual fee.

Chase Cash Back Credit Cards

If you prefer cash back, there are two options: Chase Freedom and Chase Freedom Unlimited. Both have no annual fee.

 

Chase Freedom

Chase Freedom Unlimited

Annual Fee$0 annual fee$0 annual fee
Cash Back DealIntroductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Cash BackCash Back Rewards: Unlimited 1% cash back on all other purchases.Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic!
Bonus Cash BackBonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2017:
October - December 2017: Walmart and department stores
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay
 

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Both cards earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.

The difference is in the cash back reward structure:

  • Chase Freedom (read review) has rotating bonus categories that change every 3 months. You earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.

    But you'll need to remember to activate the bonus categories each quarter. It's free, quick, and you can do it online or at a Chase ATM machine.

    To learn more, read our Chase Freedom review.

  • Chase Freedom Unlimited (read review) gives you unlimited 1.5% cash back on all purchases.

Tip: You earn cash back in the form of Ultimate Rewards points (UR), which you can then redeem for statement credit or direct deposit. The good thing about this is that you can combine with your points with other cards in the UR family. If you have one of the Sapphire cards (below), you can redeem your points for travel at a higher value.

Chase Travel Cards: Sapphire Preferred vs Sapphire Reserve

Chase offers two Ultimate Rewards travel cards. These cards earn points that can be transferred to partner airline and hotel programs. Or you can redeem points toward travel on the Chase travel portal at a discount.

Chase Sapphire Preferred has a $95 annual fee and is a good choice for most active travelers. While the Sapphire Reserved is its luxury sibling, with a $450 annual fee.

 

Chase Sapphire Preferred

Chase Sapphire Reserve

Annual FeeIntroductory Annual Fee of $0 the first year, then $95$450 annual fee
Points DealIntroductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®
TravelTravel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Travel Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
1:1 point transfer to leading airline and hotel loyalty programs
PointsPoint Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwidePoint Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Airline Status Airline Status: $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
RestaurantDining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwideDining Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

Chase Sapphire Reserve: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Chase Sapphire Reserve has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Best Credit Card to Pair with Chase Sapphire: Chase Freedom Unlimited lets you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. You earn unlimited 1.5% cash back on every purchase. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. The balance transfer fee is 5% of the amount transferred, $5 minimum. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.

  • Chase Sapphire Preferred
    Apply for Chase Sapphire Preferred Card
    Chase Sapphire Preferred (read review) offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®, Chase's rewards program online website.

    And the Sapphire Preferred lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. This card is worth considering by frequent diners and travelers in particular. Otherwise, skip to a more general-use card, like the Chase Freedom Unlimited.

  • Chase Sapphire Reserve lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®. This card offers a $300 annual travel credit (as reimbursement for travel purchases such as airfare and hotels charged to your card). This card earns 3x points on travel and dining worldwide & 1 point per dollar spent on all other purchases. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. There are no foreign transaction fees. The card comes with complimentary Priority Pass™ Select for access to over 1,000 airport lounges worldwide. There is a $450 annual fee.

Get Chase Sapphire Preferred if you:

  • Spend over $190/week on eating out and/or travel. That's 19,760 points (worth $247 toward travel on the Ultimate Rewards portal). Compared with 14,820 points ($148.20) on Chase Freedom Unlimited.

Get Chase Sapphire Reserve if you:

  • Spend at least $300 in travel expenses a year.
  • Spend over $200/week on eating out and/or travel. That's 31,200 points (worth $468 toward travel on the Ultimate Rewards portal). Compared with 20,800 points (worth $325 toward travel on the Ultimate Rewards portal) on Chase Sapphire Preferred.

Chase Balance Transfer Credit Card Offers

If you have credit card debt, Chase Slate (read review) offers an introductory no balance transfer fee promotion.
If you want to get out of debt, this is a good deal as it's hard to find other credit cards that will waive the transfer fee.

Both Chase Freedom and Freedom Unlimited also offer new cardholders a 0% introductory APR on purchases and balance transfers for 15 months. However, the key difference is that with Chase Slate you will not have to pay a balance transfer fee (on transfers made during the first 60 days of account opening).

The other cards charge a 5% balance transfer fee (with a minimum of $5). For example, with Chase Freedom, you'll pay $175 for moving $3,500 of your debt over, but you could save that amount with Chase Slate.

 

Chase Slate

Chase Freedom

 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR for 15 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% introductory APR for 15 months0% introductory APR for 15 months
Purchase APR15.99% to 24.74% Variable based on your creditworthiness and other factors15.99% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR15.99% to 24.74% Variable based on your creditworthiness and other factors15.99% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfer Fee$0 intro balance transfer fee on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Cash Back Deal Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2017:
October - December 2017: Walmart and department stores
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay

Chase Slate: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Chase Slate and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

What you do with these cards after the balance transfer could be a deciding factor. Slate does not have a rewards program whereas the Freedom cards give you cash back.

Related: How to Save Money on Credit Card Debt

Chase Airline Cards

Chase also has a few other cards cobranded with partner hotels and airlines. These may be good options for you if you are loyal to one of the brands.

 

United MileagePlus Explorer

Southwest Credit Card

Annual Fee$0 introductory annual fee for the first year, then $95$99 annual fee
Airline DealIntroductory Bonus Airline Rewards: Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is openIntroductory Bonus Airline Rewards: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
AirlineAirline Rewards: Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchasesAirline Rewards: 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases
Bonus Airline RewardsBonus Airline Rewards: Earn 10,000 bonus miles after you spend $25,000 on purchases on your Card each calendar year.Bonus Airline Rewards: 6,000 bonus points after your Cardmember anniversary
Airline StatusAirline Status: Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket. Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary.Airline Status: There are no blackout dates or seat restrictions when you redeem with points. Bags fly free and there are no change fees.

United MileagePlus Explorer: Pricing information including interest rates, benefits and fees was obtained on November 15, 2017 from published websites and is believed to be accurate, but not guaranteed.

Southwest Credit Card: Pricing information including interest rates, benefits and fees was obtained on October 5, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the United MileagePlus Explorer Card and Southwest Rapid Rewards Premier Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

  • United MileagePlus Explorer gives 2x miles on United purchases and 1x miles on everything else. You get a free checked bag for you and a companion, priority boarding, and 2 complimentary United Club one-time passes each anniversary year.

    Tip: Just flying once a year round-trip with one additional person, and each of you check a bag, will justify the annual fee. The 2 complimentary one-time lounge access pass each year is a nice extra perk.

  • Chase offers two consumer Southwest cards. Both cards offer a big sign-up bonus. Both give 2x miles on Southwest purchases and hotel and car rental partners, and 1x miles on everything else.

    The Southwest Rapid Rewards Plus gives a 3,000-mile bonus each anniversary year. While the Southwest Rapid Rewards Premier gives you a 6,000 miles bonus each anniversary year, and has no foreign transaction fees. It has a bigger annual fee of $99 (versus $69 for the Rapid Rewards Plus).

    Southwest already allows you to check two bags for free for every flight.

    Tip: Southwest points are often worth over 1.5 cents each in our estimates. So the 40,000 bonus points promotion from the two cards alone could be worth as much as a $600 flight.

    In our opinion, the Premier card is the better value despite the higher annual fee. The 6,000 bonus miles you get each account anniversary will just about make up for the annual fee. Whereas the 3,000 bonus miles with the Plus card may not.

Chase Hotel Cards

Chase offers co-branded cards with Marriott and IHG.

Both offer a free night each account anniversary year (terms and restrictions apply).

 

Marriott Rewards Premier

IHG Credit Card

Annual Fee$85 annual fee$0 introductory annual fee the first year, then $49
Hotel DealIntroductory Bonus Hotel Rewards: Earn 80,000 bonus points after you spend $3,000 on purchases in the first 3 months from account openingIntroductory Bonus Hotel Rewards: Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Bonus Hotel RewardsBonus Hotel Rewards: Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date.Bonus Hotel Rewards: Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
HotelHotel Rewards: Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels. 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else.Hotel Rewards: Earn 5 points per $1 spent when you stay at an IHG hotel
Hotel StatusHotel Status: 15 credits toward your next Elite membership level after account approval and every year after account anniversary. Earn 1 Elite credit for every $3,000 spent on purchases.Hotel Status: Platinum Elite status as long as you're a Select credit cardmember
Gas Gas Rewards: Earn 2 points per $1 spent on purchases at gas stations
Grocery Grocery Rewards: Earn 2 points per $1 spent on purchases at grocery stores
RestaurantDining Rewards: Earn 2 points for every $1 spent at restaurantsDining Rewards: Earn 2 points per $1 spent on purchases at restaurants

Marriott Rewards Premier: Pricing information including interest rates, benefits and fees was obtained on July 21, 2017 from published websites and is believed to be accurate, but not guaranteed.

IHG Credit Card: Pricing information including interest rates, benefits and fees was obtained on October 5, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Marriott Rewards Premier Credit Card and IHG Rewards Club Select Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

  • Marriot Rewards Premier card has an annual fee of $85 that is not waived for the first year. The free night each account anniversary year is valid at a Category 1-5 hotel. Category 5 hotels usually hover around $150/night in our estimates.

  • IHG Rewards Club Select (read review) has a smaller annual fee of $49 and is waived the first year. The free night certificate each year is valid at any IHG property worldwide. So you can choose a hotel worth a lot more (and effectively pay just $49 for the night).

Chase Small Business Credit Cards

You don't have to be a corporation to get a business credit card from Chase. Are you a freelancer? Do you have a side business?

You spend a lot of money running your business. Why not sign up and take advantage of that spend?

Chase offers two business cards. The Ink Business Cash has no annual fee, while the Ink Business Preferred has a $95 annual fee. Both have sign up promotions you should not ignore.

 

Ink Business Cash

Ink Business Preferred

 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 12 monthsN/A
Purchase APR14.24% to 20.24% Variable based on your creditworthiness and other factors16.99% to 21.99% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 20.24% Variable based on your creditworthiness and other factors16.99% to 21.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee3% of each transaction in U.S. dollarsNo foreign transaction fee
Annual Fee$0 annual fee$95 annual fee
 

Benefits and Features

Cash Back DealIntroductory Bonus Cash Back: Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. 
Points Deal Introductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Cash BackCash Back Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
 
Points Point Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on November 8, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

In general, if your business has travel needs, you'll find that the Ink Business Preferred is more versatile. It has the ability to transfer points to travel partners and to use points toward travel at a higher value on the Chase travel portal.

If your business is new, you may like that the Ink Business Cash has a 0% introductory APR on purchases and balance transfers for 12 months. After that, a variable APR, currently 14.24% to 20.24%. A promotional APR is great if you don't yet have steady cash flow.


Which Credit Card Application?

Which card is the best fit for you depends entirely on your spending patterns and what you hope to get out of your credit card. As with any credit decision, research is important to make sure you pick the card that's best for your specific financial situation.

Of course, these special bonus offers mean that you'll need to spend (or transfer) a certain amount of money with the new card right away. If you're stuck, we have some ways to meet the minimum spending requirement. Choose the card that gets you to your goals - whether it's to travel more, pay off debt, or simply get some cash back.

Remember as with all credit card and bank offers, terms and limitations apply.

Best Chase Credit Card for Beginners: Chase Freedom Unlimited lets you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. You earn unlimited 1.5% cash back on every purchase. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. The balance transfer fee is 5% of the amount transferred, $5 minimum. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.

Top Chase Credit Card Bonuses for December 2017

CardBonus
Chase Sapphire PreferredEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Chase Sapphire ReserveEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®
Chase FreedomEarn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Chase Freedom UnlimitedEarn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
IHG Credit CardEarn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Marriott Rewards PremierEarn 80,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening
United MileagePlus ExplorerEarn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
Southwest Rapid Rewards PremierEarn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Southwest Rapid Rewards PlusEarn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Ink Business CashEarn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Ink Business PreferredEarn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®

What is the best Chase Bank credit card to get?: Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Chase Freedom, Chase Sapphire Reserve, Ink Business Cash Credit Card, Chase Slate, Southwest Rapid Rewards Premier Credit Card, United MileagePlus Explorer Card, Marriott Rewards Premier Credit Card, IHG Rewards Club Select Credit Card, and Southwest Rapid Rewards Plus Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Chase Sapphire Preferred Review


Chase Freedom Unlimited Review


Ink Business Preferred Review

More Articles in Money Tips


Chase Credit Cards

Chase Balance Transfer Offers

Check out the current Chase balance transfer offers and start saving. Whether you're transferring a balance to or from a Chase card, know these vital tips.

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Chase Sapphire Preferred Benefits

Chase Sapphire Preferred offers often overlooked travel and purchase benefits that can help you save a ton of money. Be protected in case of the unexpected.

    Beginner's Guide to Airline Miles and Points

    Learn how airline miles work and the 10 steps you should follow to start collecting travel rewards. Before long, you'll be well on your way to redeeming miles for flights and hotel rooms.

    Hotel Rewards

    The sign-up bonuses for hotel rewards credit cards can be tempting, but is a hotel card right for you?

    Airline Rewards

    The best airline credit card racks up miles fast with reasonable fees and amazing rewards.

    Travel Rewards

    Looking for a new travel credit card?

    Foreign Transaction Fee: What to Know Before You Travel Abroad

    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.

    Credit Card Deals

    Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Credit Card Bonus Offers

    Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

    Dining Rewards

    If you're usually eating out rather than slaving over a hot stove at home, make a point of using a rewards credit card every time you pick up the tab and save up some serious cash.

    Best Credit Cards

    Here are the CreditDonkey picks for "Best Credit Cards" from our partners in the following categories ...

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

    Credit Card Deals for People with Excellent Credit

    If you have excellent credit, now is the time to take advantage of it.

    Barclaycard

    Travel Rewards Card: Barclaycard Arrival Plus World Elite MasterCard

    Travel Credit Card Deals

    To learn more, visit Chase's secure website for more information, including their online application.

    Study: Credit Cards for International Travel

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.

    Study: Hotel Credit Cards for Free Nights

    Must-read list of hotel credit card promotions. Check out this essential list of credit card offers before your next hotel stay.

    Study: Credit Card for European Travel

    Traveling to Europe? Look for a card with chip technology and no foreign transaction fees. Here are our favorite cards for international travel.

    Costco Travel: What You Need to Know to Save Money

    Costco Travel makes planning a vacation hassle free, but does it really save you money? We compare how it stacks up against other top travel sites.

    14 Best Ways to Use United Miles

    Redeem United MileagePlus miles for the most value. This guide highlights some of the best award redemption opportunities with United miles.

    Study: Credit Cards for Young Professionals

    The best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search.
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.