CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†




Updated June 16, 2016

Credit Cards with No Annual Fees: March 2019

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Want a good credit card with no annual fee? You can still score big rewards, such as travel miles or cash back, and skip the annual fee. You just have to know where to look.

This is the page to start your search. Here is our list of credit card promotions with no annual fee.

Compare the offers below to find one that's right for you.

Tip: Pay careful attention to each credit card's rewards program and its interest rates before making your choice.

  • If you usually pay in full each month, look for no annual fee rewards credit cards that earn rewards on the types of things you purchase the most. Also look at what you can do with the rewards once you get them. Think cash back and travel - not merchandise.

  • Otherwise, if you tend to have a credit card balance, focus your search on low interest rates and promotional APRs.

Generally speaking, a no annual fee card is best for consumers who don't spend a lot, or who are looking for a secondary card to cover specific spending categories (e.g.: dining out at restaurants). Otherwise, if you're a big spender or frequent traveler, consider a premium credit card instead. Yes, they come with an annual fee, but they also usually come with more rewards and more benefits.

No Annual Fee with Rewards

Chase Freedom Unlimited
Apply for Chase Freedom Unlimited
Chase Freedom Unlimited lets you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. You earn unlimited 1.5% cash back on every purchase. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. The balance transfer fee is 3% of the amount transferred, $5 minimum. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.

Consider this card if you want to earn cashback on your purchases. It will give you 1.5% cash rewards on all your purchases. There is no rotating bonus categories to worry about and no quarterly enrollment to remember.

No Annual Fee for College Students

Discover Student It Card will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Plus, you earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Consider this card if you are a college student looking to build credit and earn cash back.

Visa No Annual Fee

Chase Freedom lets you earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. The balance transfer fee is 3% of the amount transferred, $5 minimum.

This is the fun part: You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. The cash back rewards do not expire as long as your card account remains open. There is no annual fee.

American Express No Annual Fee

Blue Cash Everyday
Apply for Blue Cash Everyday Card from American Express
American Express is a CreditDonkey partner. Blue Cash Everyday offers a $150 statement credit after you spend $1,000 on purchases within the first three months of opening your new credit card account. This card earns 3% cash back at U.S supermarkets (on up to $6,000/year in purchases, then 1%), 2% cash back at U.S gas stations and at select U.S. department stores, and 1% on other purchases.

The cash back is received in the form of Reward Dollars that can be redeemed for statement credits, gift cards, and merchandise. There is a 0% intro APR for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24% (See Rates & Fees). There is no annual fee (See Rates & Fees). Terms apply.

Consider this card if you have excellent credit and you spend a lot on groceries and gas. With the Blue Cash Everyday from American Express (a CreditDonkey advertiser), you'll earn 3% cash back at U.S. supermarkets (on up to $6k/year in purchases, then you'll get 1% back) and 2% cash back at U.S. gas stations and select U.S. department stores, like Kohl's and Macy's. The rewards program is consistent, so you don't have to think about rotating reward categories.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the Blue Cash Everyday card, please click here.

Disclaimer: The information for the Chase Freedom and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:

More Articles in Reviews

Chase Freedom Unlimited
Apply for Chase Freedom Unlimited
At Chase's Secure Site
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
17.24% - 25.99% Variable
$0

Chase Freedom Unlimited

With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

    Credit Card Deals with No Annual Fees

    For your next credit card, you want a lucrative deal. What you don't want is to pay for the privilege with an annoying and pricey annual fee. We canvassed current offerings by credit card companies on CreditDonkey for the cash back, reward points, balance transfers, low interest, and small business offers you should consider.

    Cash Back Rewards

    We think you'll agree with us when we say ...

    Airline Rewards

    The best airline credit card racks up miles fast with reasonable fees and amazing rewards.

    Credit Card Deals

    Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Credit Card Bonus Offers

    Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.

    Best Credit Cards

    Here are the CreditDonkey picks for "Best Credit Cards" from our partners in the following categories ...

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

    Balance Transfer

    Here are three factors to keep in mind when choosing the right balance transfer credit card for your wallet ...
    How to Pay Off Credit Cards

    How to Pay Off Credit Card Debt Fast

    Balance transfers can help you pay off credit card debt faster. Read on to learn how to shrink your balance and pay less interest.

    Passive Income: Practical Ideas to Build Wealth

    The best passive income ideas help you build real wealth and achieve financial freedom. Here are 25+ opportunities and examples for beginners.

    Best Credit Card for First-Time Applicants

    Learn how to get a credit card for the first time. Read this guide to find out which cards are the best and how to avoid common mistakes beginners make.

    Walmart Credit Card Review

    Is the Walmart Credit Card worth applying for? Read this expert review and comparison of the Walmart store card and Walmart MasterCard before you apply.

    Victoria's Secret Credit Card: What to Know Before You Apply

    Do most of your mall visits include a must-have stop Victoria's Secret? Do you have enough VS totes stored away that you could pack your lunch in one every day for a month? If so, the luxury lingerie retailer's Angel credit card might be worth a look.

    Can You Pay a Credit Card Bill with Another Credit Card?

    Paying a credit card with another card sounds like a great idea if you're struggling to pay your balance. But it's not as easy as it sounds. Here's what you need to know.

    Starter Credit Cards: What's a Good Starter Card?

    Are you ready for your first credit card? It is possible to get a card even with no credit. Read on for your options and our top card recommendations.

    Comenity Bank Credit Cards: What You Need to Know

    Comenity Bank's 155+ store credit cards are often easy to obtain. But which one is right for you? Read this guide to learn how to apply for the best Comenity Bank credit card.

    23 Best Ways to Use Chase Ultimate Rewards

    Redeem Chase Ultimate Rewards points for the most value. This guide highlights some of the best redemption opportunities with Chase points and airline transfer partners.

    Chase Credit Limit Increase

    Need a higher credit limit on your Chase card? It's easier than you think. Here are the different ways you can get a credit line increase.

    Credit Cards for Young Adults

    The best credit cards for young adults have good rewards and benefits but low fees. Use this must-read guide to help narrow down your search.

    Chase 5/24 Rule: What You Need to Know

    Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.
More Articles in Reviews






About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.