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Barclaycard Arrival Plus® World Elite Mastercard® vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Barclaycard is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Barclaycard Arrival Plus is an excellent travel credit card to earn miles for flexible travel rewards. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

Keep in mind, the Barclaycard Arrival Plus has a $89 annual fee (annual fee waived for first year), while the Discover It has a $0 annual fee.

 Apply NowRead Discover It Review
 

Barclaycard Arrival Plus® World Elite Mastercard®

Discover it® - Cashback Match™

 
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel RewardsCar Rental Rewards
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended Warranty
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 14 months
Introductory APR for Balance Transfers0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening.0% introductory APR for 14 months
Purchase APR17.24%, 21.24%, 24.24% Variable based on your creditworthiness and other factors12.24% to 24.24% Variable based on your creditworthiness and other factors
Balance Transfers APR17.24%, 21.24%, 24.24% Variable based on your creditworthiness and other factors12.24% to 24.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$89 annual fee, annual fee waived for first year$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
Travel RewardsTravel Rewards: Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates. Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more. (Redemptions start at 10,000 miles for $100 toward qualifying travel purchases made in the last 120 days)

Get 5% miles back to use toward your next redemption, every time you redeem
 
Airline RewardsAirline Rewards: Earn 2X miles on all purchases. 
Hotel RewardsHotel Rewards: Redeem your miles toward hotel stays. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 40000 bonus miles offer
  • Earn 2x miles on all purchases
  • No foreign transaction fee
Cons:
  • $89 annual fee
Pros:
  • 5% bonus rotating categories
  • 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 12.24% - 24.24%
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent travel credit card to earn miles for flexible travel rewards... Read full reviewExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Apply NowRead Discover It Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Discover it® - Cashback Match™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Barclaycard Arrival Plus® World Elite Mastercard® In-Depth


    Explore Discover it® - Cashback Match™ In-Depth


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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.