CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

BankAmericard vs Chase Freedom

Compare Rewards, Interest Rates, Fees, and Benefits

BankAmericard is a Balance Transfer credit card. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.

 

BankAmericard® credit card

Chase Freedom

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% Introductory APR on purchases for 15 billing cycles0% introductory APR for 15 months
Introductory APR for Balance Transfers0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days0% introductory APR for 15 months
Purchase APR14.74% to 24.74% Variable APR based on your creditworthiness and other factors16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74% Variable APR based on your creditworthiness and other factors16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfer Fee$0 introductory balance transfer fee for transactions made within 60 days of opening your account. After that, your fee will be either $10 or 3% of the amount of each transaction, whichever is greater.Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back Rewards Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay
April - June 2018: PayPal, Chase Pay and Grocery stores
July - September 2018: Gas stations, Lyft and Walgreens
October - December 2018: Wholesale clubs, department stores and Chase Pay
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full review
 Read Chase Freedom Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the BankAmericard® credit card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

BankAmericard: Pricing information including interest rates, rewards, benefits and fees was obtained on July 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on July 13, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Chase Freedom In-Depth


You Might Also Like

    Chase Balance Transfer Offers

    Check out the current Chase balance transfer offers and start saving. Whether you're transferring a balance to or from a Chase card, know these vital tips.

    Chase Slate Review: Best Way to Pay Off Debt?

    If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance.

    Disclaimer: The information for the Chase Slate has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


You might also be interested in

Chase Freedom Unlimited vs Chase Slate

Looking to make a large purchase or pay down credit card debt? Chase Slate or Chase Freedom Unlimited might be for you.

Compare Chase Freedom to:

Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 24.74% Variable
Annual Fee
$0 Intro for the First Year, then $95
Capital One Quicksilver

Capital One® Quicksilver® Cash Rewards Credit Card

Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
14.74% - 24.74% (Variable)
Annual Fee
$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Infographics: Where Does All My Money Go

Household Spending Statistics

Where does all the money go? See what typical Americans make and spend in a month.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.