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Balance Transfer Personal Credit Cards

Compare Balance Transfer Personal Credit Cards from our partners and apply online



$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR on purchases for 15 billing cycles
0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days
14.74% - 24.74% Variable APR on purchases and balance transfers
$0


Read Review
Introductory Bonus OfferBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 15 months
0% on balance transfers for 15 months
14.74% - 25.74% Variable
$0


Read Review
Our Review: If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.99% - 25.74% Variable
$0

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • New 6% Cash Back on select U.S. streaming subscriptions.
  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 12 months
0% on balance transfers for 12 months
14.74% - 25.74% Variable
$95

Chase Freedom Unlimited
Read ReviewApply for Chase Freedom Unlimited
At Chase's Secure Site
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Free credit score, updated weekly with Credit Journey℠
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
Our Review: With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
13.74% - 24.74% Variable
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsGas RewardsNo Expiration on RewardsDining Rewards$0 Fraud Liability
Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
13.74% - 24.74% Variable
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.74% - 25.74% Variable
$0


Read Review
Introductory Bonus Cash BackCash Back Rewards$0 Fraud Liability
Our Review: American Express Cash Magnet® Card gives you unlimited 1.5% cash back on your purchases. Is it a good card? Read on to see how it stacks up... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 15 months
0% on balance transfers for 15 months
14.74% - 25.74% Variable
$0


Read Review
Introductory Bonus OfferBonus Reward PointsPoint RewardsGas RewardsGrocery Rewards$0 Fraud Liability
Our Review: If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.74% - 24.74% Variable
$95


Read Review
Cash Back Rewards
Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0%* for 18 months*
15.74% - 25.74%* (Variable)
$0*


Read Review
Our Review: Wells Fargo Cash Wise cash back card gives you rewards on all purchases. But there are some restrictions. Is it worth the hype? Keep reading to find out... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months on qualifying balance transfers
15.74% - 27.74% (Variable)
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Our Review: Capital One® Quicksilver® Cash Rewards Credit Card offers unlimited 1.5% cash back with no rotating bonus categories or annual fees. Read on to find out if it's worth having... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
15.74% - 25.74% (Variable)
$0


Read Review
Our Review: Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months on qualifying balance transfers
15.74% - 27.74% (Variable)
$0

Mastercard Black Card
Read ReviewApply for Mastercard Black Card
At Issuer's Secure Site
  • Stainless Steel – Patented Black-PVD-Coated Metal Card
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)
Cash Back RewardsAirline RewardsConcierge
Our Review: Is the Mastercard® Black Card™ worth the $495 annual fee? Find out what credit score you need to qualify, the limits, and how it compares... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
16.74% (Variable)
$495 ($195 for each Authorized User)


Read Review
Our Review: Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Intro APR for 18 months
0% Intro APR for 18 months
Variable APR of 12.74% - 20.74% will apply after the Introductory Period
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsBonus Cash Back
Our Review: With an unlimited 1.5% cash back and a 10% anniversary bonus, the HSBC Cash Rewards Mastercard is a catchy cash back card. Is it right for you? Read this in-depth review before you apply... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Intro APR for 12 months
0% Intro APR for 12 months
Variable APR of 14.74% - 24.74% will apply after the Introductory Period
$0


Read Review
Our Review: Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it's right for you and how it compares with other balance transfer cards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 21 months*
16.49% - 26.49%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 18 months
0% for 18 months on qualifying balance transfers
17.24% - 26.74% (Variable)
$0

Disclaimer: The information for the BankAmericard® credit card, Amex EveryDay® Credit Card from American Express, Chase Slate, Discover it® Cash Back, Discover it® chrome, Blue Cash Everyday® Card from American Express, American Express Cash Magnet® Card, Amex EveryDay® Preferred Credit Card from American Express, Citi® Double Cash Card, Wells Fargo Cash Wise Visa® card, Capital One® Quicksilver® Cash Rewards Credit Card, Wells Fargo Propel American Express® card, Chase Freedom, HSBC Gold Mastercard® credit card, HSBC Cash Rewards Mastercard® credit card, Citi Simplicity® Card, and Wells Fargo Platinum Visa card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

You might also be interested in


Articles on Balance Transfer Personal Credit Cards

    Amex EveryDay Review

    December 19, 2014 - By Leah Norris - Reviews for American Express EveryDay Card
    If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to ...

    Chase Slate Review

    February 22, 2012 - By David R - Reviews for Chase Slate
    If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance.

    Chase Slate Credit Score

    Tips for Chase Slate
    Chase Slate usually only requires a good credit score of around 650. But this is not the only approval factor. Find out how to improve your odds.
    Blue Cash Preferred Review: Worth Annual Fee?

    Blue Cash Preferred Review

    March 23, 2012 - By David R - Reviews for AMEX Blue Cash Preferred
    If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to ...
    Chase Freedom Unlimited Review: Is It Good?

    Chase Freedom Unlimited Review

    May 6, 2016 - By Cynthia Cohen - Reviews for Chase Freedom Unlimited
    With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.
    Chase Freedom Unlimited Credit Limit

    Chase Freedom Unlimited Credit Limit

    Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.
    Chase Freedom Unlimited Rewards

    Chase Freedom Unlimited Rewards

    Chase Freedom Unlimited lets you rack up rewards fast. Learn smart ways to earn tons of points and your redemption options.
    Chase Freedom Unlimited Benefits

    Chase Freedom Unlimited Benefits

    April 13, 2018 - Reviews for Chase Freedom Unlimited
    Besides an unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.
    Chase Freedom Unlimited: Foreign Transaction Fee

    Chase Freedom Unlimited Foreign Transaction Fee

    March 17, 2018 - Reviews for Chase Freedom Unlimited
    Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.
    Chase Freedom Unlimited Credit Score: What You Need to Know

    Chase Freedom Unlimited Credit Score

    Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Amex EveryDay® Credit Card from American Express and Chase Slate has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.