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Balance Transfers with No Pre-Set Spending Limit Credit Cards

Compare the Best Balance Transfers No Pre-Set Spending Limit Credit Cards and Apply Online

Read about 6 Common Balance Transfer Mistakes to Avoid


Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
Editors' Choice
Balance Transfers No Pre-Set Spending Limit Credit Cards
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this card has no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Chase Sapphire Preferred℠ Card
Apply for Chase Sapphire Preferred℠ Card
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Our Review: The Chase Sapphire Preferred Card, offered by JPMorgan Chase, is a credit card designed for travelers. This card is the premium version of the Chase Sapphire Card and has a upgraded rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Balance Transfers with No Pre-Set Spending Limit Credit Cards

    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...
    Chase Sapphire Preferred Review: 40000 Bonus Points Worth It?

    Chase Sapphire Preferred Review: 40000 Bonus Points Worth It?

    December 9, 2011 - By David R - Review for Chase Sapphire Preferred
    The Chase Sapphire Preferred Card, offered by JPMorgan Chase, is a credit card designed for travelers. This card is the premium version of the Chase Sapphire Card and has a upgraded rewards program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


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Mistakes

6 Common Balance Transfer Mistakes to Avoid

We love the idea of balance transfers. They allow us to transfer higher-rate balances to one low-rate credit card, thereby allowing us to both simplify our monthly debt payments and save money.

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