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Balance Transfers with Emergency Assistance Credit Cards

Compare the Best Balance Transfers Emergency Assistance Credit Cards and Apply Online

Read about 6 Common Balance Transfer Mistakes to Avoid
Read about Emergency Fund: Are You Prepared for the Unexpected?


Citi Diamond Preferred® Card
Apply for Citi Diamond Preferred® Card
Editors' Choice
Balance Transfers Emergency Assistance Credit Cards
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: The Citi Diamond Preferred Credit Card is an excellent card for consumers who have large balances on other credit cards. It offers one of the longest interest-free introductory on the market. By properly using this feature, you can save on your interest payments and use these savings toward paying down your debt. While this card offers a few other benefits, its main attraction is its introductory APR... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this card has no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Citi Forward® Card
Apply for Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Emergency Assistance Benefit: You’re protected when you’re traveling in the U.S. and abroad. Emergency Assistance Services include medical and legal referrals, lost luggage assistance, translation services and more.
Our Review: The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features combine to give a nice discount on entertainment spending and help you develop good credit card habits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended Warranty Purchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 21.99% (Variable)
$0

Gold Delta SkyMiles® Credit Card from American Express
Apply for Gold Delta SkyMiles® Credit Card from American Express
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • NEW — Priority Boarding and 20% In-Flight Savings
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsInstant ApprovalEventsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud Liability Emergency Assistance
Our Review: Do you enjoy flying with Delta and want a way to save money on airfare? If so, you could benefit from using the American Express Gold Delta SkyMiles Card. This card earns air miles on all your purchases and offers several free bonuses to make your trips more pleasant. This article discusses the features of the Gold Delta SkyMiles card and explains who should use this card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$95

Blue Sky from American Express®
Apply for Blue Sky from American Express®
  • 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Get a decision in as little as 60 seconds
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsInstant ApprovalCar Rental RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: If you want to earn travel rewards but don’t want an annual fee, the American Express Blue Sky credit card is one of your best options. This card earns points on virtually all your purchases... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Balance Transfers with Emergency Assistance Credit Cards

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    The Citi Diamond Preferred Credit Card is an excellent card for consumers who have large balances on other credit cards. It offers one of the longest interest-free introductory on the market. By properly using this feature, you can save on your ...
    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...
    Citi Forward Review: 5 Points for Restaurants

    Citi Forward Review: 5 Points for Restaurants

    May 4, 2012 - By David R - Review for Citi Forward
    The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features ...
    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
    Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...
    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    May 2, 2012 - By David R - Review for Delta SkyMiles Credit Card
    Do you enjoy flying with Delta and want a way to save money on airfare? If so, you could benefit from using the American Express Gold Delta SkyMiles Card. This card earns air miles on all your purchases and offers several free bonuses to make ...
    American Express Blue Sky Review: Airline Rewards with No Annual Fee

    American Express Blue Sky Review: Airline Rewards with No Annual Fee

    March 2, 2012 - By David R - Review for American Express Blue Sky
    If you want to earn travel rewards but don’t want an annual fee, the American Express Blue Sky credit card is one of your best options. This card earns points on virtually all your purchases.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


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Mistakes

6 Common Balance Transfer Mistakes to Avoid

We love the idea of balance transfers. They allow us to transfer higher-rate balances to one low-rate credit card, thereby allowing us to both simplify our monthly debt payments and save money.

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