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Balance Transfers 0% Intro APR on Balance Transfers Credit Cards

Compare the Best Balance Transfers 0% APR on Balance Transfers Credit Cards and Apply Online

Read about 6 Common Balance Transfer Mistakes to Avoid
Read about Balance Transfer Game: What You Should Know


Discover® More Card - 18 Month Promotional Balance Transfer
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
Editors' Choice
Balance Transfers 0% APR on Balance Transfers Credit Cards
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: The Discover More card is a straightforward cash back credit card. It is perfect for consumers who are looking for a basic credit card that also provides easy cash back opportunities. The card is free of annual fees, so cardholders put cash back into their pocket from the moment they start using the card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
$0

Discover® Open Road Card
Apply for Discover® Open Road Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash back on purchases in other categories. This card is especially suited to consumers looking to save money on gas and restaurant meals... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
10.99% - 19.99% (Variable)
$0

Discover® Motiva Card
Apply for Discover® Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: Discover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
10.99% - 20.99% (Variable)
$0

Miles by Discover® Card
Apply for Miles by Discover® Card
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsCar Rental Insurance $0 Fraud Liability
Our Review: With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site then tell Discover to put your miles toward that purchase. This review will describe the other benefits of the Discover Miles card for travel enthusiasts... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
-
0% for 12 months
10.99% - 15.99% (Variable)
$0

Escape by Discover® Card
Apply for Escape by Discover® Card
  • Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: If you are looking for a simple way to earn travel rewards, consider Escape by Discover. This card earns double miles on all your purchases. The rewards program is very flexible and offers many travel options for your miles... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 6 months
10.99% - 16.99% (Variable)
$60

Citi Diamond Preferred® Card
Apply for Citi Diamond Preferred® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: The Citi Diamond Preferred Credit Card is an excellent card for consumers who have large balances on other credit cards. It offers one of the longest interest-free introductory on the market. By properly using this feature, you can save on your interest payments and use these savings toward paying down your debt. While this card offers a few other benefits, its main attraction is its introductory APR... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

Slate® from Chase - No Balance Transfer Fee
Apply for Slate® from Chase - No Balance Transfer Fee
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
$0 Fraud Liability
Our Review: If you are having trouble paying down your debt, the Chase Slate Credit Card can give you a valuable break from high interest rates. This card offers one of the longest interest-free periods of all cards in the market today. You can use this interest-free promotion to help pay down your balance. The Chase Slate Card does not offer a rewards program, so if you want to collect cash back or travel rewards, you maybe better off with another card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
11.99% - 21.99% (Variable)
$0

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Our Review: Citi Simplicity makes credit card management easier for consumers. With no late fees or penalty rates, managing your bills is less complicated. Plus, with a lengthy introductory 0% interest rate, this is the ideal card for balance transfers. In exchange for having no late fees, this card does not offer any sort of rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

Chase Freedom® Visa
Apply for Chase Freedom® Visa
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery RewardsNo Expiration on Rewards
Our Review: The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and explains the type of consumer that would benefit from the new bonus... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
$0

Citi Forward® Card
Apply for Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features combine to give a nice discount on entertainment spending and help you develop good credit card habits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Balance Transfers 0% Intro APR on Balance Transfers Credit Cards

    Discover More Card Review: Balance Transfer with No Annual Fee

    Discover More Card Review: Balance Transfer with No Annual Fee

    October 1, 2011 - By Meghan Clark - Review for Discover More
    The Discover More card is a straightforward cash back credit card. It is perfect for consumers who are looking for a basic credit card that also provides easy cash back opportunities. The card is free of annual fees, so cardholders put cash back ...
    Discover Open Road Review: Cashback on Gas with No Annual Fee

    Discover Open Road Review: Cashback on Gas with No Annual Fee

    February 10, 2012 - By David R - Review for Discover Open Road
    If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...
    Discover Motiva Card Review: Rewards Worth It?

    Discover Motiva Card Review: Rewards Worth It?

    February 18, 2012 - By David R - Review for Discover Motiva
    Discover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases.
    Discover Miles Review

    Discover Miles Review

    September 2, 2011 - By Meghan Clark - Review for Discover Miles
    With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...
    Discover Escape Review: Rewards for Travel

    Discover Escape Review: Rewards for Travel

    May 11, 2012 - By David R - Review for Discover Escape
    If you are looking for a simple way to earn travel rewards, consider Escape by Discover. This card earns double miles on all your purchases. The rewards program is very flexible and offers many travel options for your miles.
    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    The Citi Diamond Preferred Credit Card is an excellent card for consumers who have large balances on other credit cards. It offers one of the longest interest-free introductory on the market. By properly using this feature, you can save on your ...
    Chase Slate Review: Benefits Worth It?

    Chase Slate Review: Benefits Worth It?

    February 22, 2012 - By David R - Review for Chase Slate
    If you are having trouble paying down your debt, the Chase Slate Credit Card can give you a valuable break from high interest rates. This card offers one of the longest interest-free periods of all cards in the market today. You can use this ...
    Citi Simplicity Review: 0% Intro APR for 18 Months

    Citi Simplicity Review: 0% Intro APR for 18 Months

    January 7, 2012 - By David R - Review for Citi Simplicity
    Citi Simplicity makes credit card management easier for consumers. With no late fees or penalty rates, managing your bills is less complicated. Plus, with a lengthy introductory 0% interest rate, this is the ideal card for balance transfers. In ...
    Chase Freedom $100 Cash Back Review

    Chase Freedom $100 Cash Back Review

    March 14, 2012 - By David R - Review for Chase Freedom
    The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...
    Chase Freedom Review: Rewards with No Annual Fee

    Chase Freedom Review: Rewards with No Annual Fee

    August 3, 2011 - By Meghan Clark - Review for Chase Freedom
    Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


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