Axos Bank vs PNC Bank
Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to PNC Bank? Read our comparison chart below.
Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.
While PNC Bank has 2,300+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Axos Bank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
| Visit Site | Learn More | |
Axos Bank | PNC Bank | |
|---|---|---|
Rewards Checking - Up to 3.30% APY - | Virtual Wallet with Performance Select Checking - $400 Bonus - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | Up to 4.65% APY. Only available in eligible markets. |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | 0.01% to 5.05% APY. Terms of 7 days to 10 years. |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback |
 |
| Money Market | Up to 4.00% APY. Only available in eligible markets. | |
| Mobile App | ||
| ATMs | Approximately 91,000 partner ATMs | Approximately 60,000 PNC and partner ATMs |
| Customer Service |
| |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |   |  |
| CD | | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| ATMs | | |
| Locations | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Full-service online bank with excellent cashback and interest checking... | East Coast bank with advanced financial tools to help achieve goals... |
| Visit Site | Learn More | |
Axos Bank: Pricing information from published website as of 04/10/2024. PNC Bank: Pricing information from published website as of 04/09/2024 based on 91107 zip code. | ||
Rewards Checking - Up to 3.30% APY
- Use promo code AXOS300 and apply by June 30th, to earn up to a $300 bonus!
- Up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!*
- Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
- Zero opening deposit and cash deposits accepted
- Zero minimum monthly balance requirements
- Two domestic wire reimbursements monthly
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa benefits and first 50 checks free
- Dedicated relationship manager and more
CashBack Checking - Earn up to 1.00% Cash Back
- Earn up to 1.00% cash back on signature-based purchases
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fee
- $50 minimum balance required to open account
Which is Better: Axos Bank or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.
In short: Axos Bank's savings, checking, and money market are notable. In particular, the checking is excellent.
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Axos Business Checking
Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.
Is Axos Bank Legit
Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.
Articles on PNC Bank
PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
PNC Savings Account Interest Rate
Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.
PNC High Yield Savings Review
PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.
How to Close a PNC Account
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank Hours
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Do You Think is Best?
You Might Also Like
Best Student Checking Accounts
A student checking account allows you to manage your money with fewer fees and requirements. Find the best student checking accounts offered by the top banks.
Best Bank for Small Business
Discover the top 10 banks for small businesses. Unlock your business' potential with the best bank
Best Free Checking Accounts for Small Businesses
Avoid hidden fees. Determine the best free business checking account for your small business.
Next Page: Axos Bank Review
