  | AT&T Universal Business Rewards CardFind more credit cards from Citi
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkey
AT&T Universal Business Rewards Card from Citi is a Business Visa card with
To apply for AT&T Universal Business Rewards Card, you usually need excellent credit.
Apply directly for the AT&T Universal Business Rewards Card with
| Intro APR | Intro Period | APR | Penalty APR | |
|---|---|---|---|---|
| Purchases | 0% | 6 months | 14.24% (Variable) | 29.99% |
| Balance Transfers | - | - | See Issuer's Website | 29.99% |
| Cash Advances | - | - | 21.99% (Variable) | 29.99% |
Rewards & Benefits
Cardholders will earn 5 ThankYou Points® points for every dollar spent on eligible AT&T products and services; 3 ThankYou Points® for every dollar spent on at certain office supply merchants, gas stations, and professional services.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
Our Personal Business Assistant service is available 24/7 to help with: Gathering business information; Obtaining referrals for marketing and administrative needs; Office management; Travel arrangements; Hotel accommodations; Dining arrangements; Entertainment and more
Pays for physical damage and theft to most rental vehicles when your eligible CitiBusiness card is used to initiate and pay for the entire rental transaction. To be eligible for coverage, you must decline the collision/damage waiver insurance offered by the car rental company.
Visa Travel and Emergency Assistance provides assistance and referrals only. You are responsible for the cost of any actual medical, legal, transportation, cash advance or other services or goods provided. Certain conditions and restrictions apply. Program details will be provided upon cardmembership.
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Specialized assistance if you ever become a victim of identity theft.
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months. After that, your APR will be as low as 14.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 21.99% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 20 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
Either $5.00 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $5.00 or 3% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
3% of the amount of each transaction. - Late Payment Fee
$15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over. - Overlimit Fee
Usually, a $39 fee for each overlimit may apply.
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on AT&T Universal Business Rewards Card
AT&T Universal Card Review: Rewards for Business
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.