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Amex EveryDay vs American Express Business Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

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Amex EveryDay is a no annual fee rewards credit card with an enticing intro offer. How does it compare to American Express Business Platinum, a business and travel charge card? Read our comparison chart below.

Keep in mind, the Amex EveryDay has a $0 annual fee, while the American Express Business Platinum has a $450 annual fee.

Charge Card vs Credit Card: The Amex EveryDay® Credit Card from American Express is a credit card for consumer while The Business Platinum® Card from American Express is a charge card for business. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Read Amex EveryDay ReviewApply Now
 

The Amex EveryDay® Credit Card from American Express

The Business Platinum® Card from American Express

 Personal Credit CardBusiness Charge Card
 
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 15 monthsN/A
Introductory APR for Balance Transfers0% introductory APR on balance transfers for 15 monthsN/A
Purchase APR14.99% to 25.99% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR14.99% to 25.99% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual Fee$0 annual fee$450 annual fee
 Terms Apply. See Rates & Fees
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.Introductory Bonus Reward Points: Welcome Offer: Earn up to 75,000 Membership Rewards® points.
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
Travel Rewards Travel Rewards
Airline Rewards Airline Rewards: Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards Bonus Airline Rewards: 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
Bonus Reward PointsBonus Reward Points: Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. 
Hotel Rewards Hotel Rewards: Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point RewardsPoint Rewards: 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.Point Rewards: Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status Airline Status: Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Grocery RewardsGrocery Rewards: 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Earn 20% more points when you make 20 or more purchases within a billing period
  • 2x points at US supermarkets (on up to $6k/year in purchases)
  • No annual fee
Cons:
  • Foreign transaction fee
  • Not a Visa/MasterCard
Pros:
  • Welcome Bonus Offer
  • Airline Fee Credit
  • Global Lounge Collection
  • Concierge Service
Cons:
  • $450 annual fee
Bottom LineNo annual fee rewards credit card with an enticing intro offer... Read full reviewExcellent business charge card for frequent travelers... Read full review
 Read Amex EveryDay ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the The Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Amex EveryDay: Pricing information including interest rates, benefits and fees was obtained on September 28, 2018 from published websites and is believed to be accurate, but not guaranteed.


Articles on The Amex EveryDay® Credit Card from American Express


Articles on The Business Platinum® Card from American Express


Comments

  • Steve from Indiana
    on October 22, 2016 9:06 AM said about American Express Business Platinum:

    Hands down American Express if you really use it a lot!
    They keep on making it much better!

    I was not a big fan before because I didn't use it much!
    Once you start really using it in all ways possible it works even harder and better!
    I love it!

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.


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Blue Cash Everyday

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Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.99% - 25.99% Variable
Annual Fee
$0
Gold Delta SkyMiles

Gold Delta SkyMiles® Credit Card from American Express

Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 26.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Barclaycard Arrival Plus

Barclaycard Arrival Plus® World Elite Mastercard®

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/A
0% intro APR for first 12 billing cycles following each BT that posts within 45 days of account opening
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Annual Fee
$89 (waived first year)

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Compare American Express Business Platinum to:

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The Platinum Card® from American Express

Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
Annual Fee
$550
Business Gold Card

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Bonus Airline RewardsPoint RewardsNo Expiration on RewardsNo Pre-Set Spending Limit
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
16.24% - 24.24% Variable
Annual Fee
$295
American Express Plum Card

The Plum Card® from American Express

No Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection
Annual Fee
$0 introductory annual fee for the first year, then $250
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.