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Amex EveryDay Preferred vs American Express® Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Amex EveryDay Preferred is a rewards credit card for folks with excellent credit. How does it compare to American Express Gold Card, a points charge card? Read our comparison chart below.

Keep in mind, the Amex EveryDay Preferred has a $95 annual fee, while the American Express Gold Card has a $250 annual fee.

Charge Card vs Credit Card: The Amex EveryDay® Preferred Credit Card from American Express is a credit card while American Express® Gold Card is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Read Amex EveryDay Preferred ReviewApply Now
 

The Amex EveryDay® Preferred Credit Card from American Express

American Express® Gold Card

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGas RewardsGrocery Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGrocery RewardsNo Pre-Set Spending Limit
 

Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 12 monthsN/A
Purchase APR14.99% to 24.99% Variable based on your creditworthiness and other factorsSee Rates & Fees
Balance Transfers APR14.99% to 24.99% Variable based on your creditworthiness and other factorsSee Rates & Fees
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual Fee$95 annual fee$250 annual fee
 Terms Apply. See Rates & Fees
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Airline Rewards Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Bonus Reward PointsBonus Reward Points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply. 
Point RewardsPoint Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.Point Rewards: Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline Status Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Gas RewardsGas Rewards: 2x points at US gas stations. Terms and limitations apply 
Grocery RewardsGrocery Rewards: 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x). Terms and limitations applyGrocery Rewards: Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards Dining Rewards: Earn 4X Membership Rewards® points at U.S. restaurants.
Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • 3x points on U.S. supermarkets (on up to $6k/year in purchases, then 1x)
  • 2x points on U.S. gas stations
  • 50% more points if you make 30 or more purchases in a billing period
Cons:
  • $95 annual fee
  • 2.7% foreign transaction fee
Pros:
  • Welcome bonus
  • Airline fee credit
  • 3x points for flights booked directly with airlines
Cons:
  • $250 annual fee
Bottom LineRewards credit card for folks with excellent credit... Read full reviewGood rewards card for cardholders who fly frequently or eat out... Read full review
 Read Amex EveryDay Preferred ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Amex EveryDay Preferred: Pricing information including interest rates, benefits and fees was obtained on September 28, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Amex EveryDay Preferred or American Express Gold Card?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Amex EveryDay Preferred or Chase Sapphire Preferred.


Articles on The Amex EveryDay® Preferred Credit Card from American Express


Articles on American Express® Gold Card


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Compare Amex EveryDay Preferred to:

Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on purchases for 12 months
0% on balance transfers for 12 months
14.99% - 25.99% Variable
Annual Fee
$95
Starwood Preferred Guest

Starwood Preferred Guest® Credit Card from American Express

Introductory Bonus Hotel RewardsBonus Airline RewardsBonus Hotel RewardsHotel Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 26.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Barclaycard Arrival Plus

Barclaycard Arrival Plus® World Elite Mastercard®

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/A
0% intro APR for first 12 billing cycles following each BT that posts within 45 days of account opening
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Annual Fee
$89 (waived first year)

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Compare American Express Gold Card to:

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.99% - 24.99% Variable
Annual Fee
$0 Intro for the First Year, then $95
American Express Platinum

The Platinum Card® from American Express

Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
Annual Fee
$550
Gold Delta SkyMiles

Gold Delta SkyMiles® Credit Card from American Express

Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.74% - 26.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.