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| TrueEarnings® Card from Costco and American Express Find more credit cards from American Express
- American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Credit Card Review by CreditDonkeyTrueEarnings® Card from Costco and American Express is a Personal American Express Network card with a $0 annual fee. TrueEarnings® Card from Costco and American Express offers cash back rewards, travel rewards, dining rewards, gas rewards, no limits on rewards, car rental insurance, extended warranty and purchase protection. Apply directly for the TrueEarnings® Card from Costco and American Express with American Express secure online application. | Intro APR | Intro Period as long as | APR as low as | Default APR |
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| Purchases | 0% | 6 months | 15.24% (Variable) | 27.24% |
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| Balance Transfers | - | - | 15.24% (Variable) | 27.24% |
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| Cash Advances | - | - | 25.24% (Variable) | 27.24% |
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Rewards & Benefits Cash Back RewardsCash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases ( 1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco  Gas Rewards3% cash back for the first $3,000 in annual gasoline purchases (1% thereafter)  Car Rental InsuranceCar Rental Loss and Damage Insurance provides coverage for theft of or damage to most rental vehicles when you use your Card to reserve and pay for an auto rental.  Extended WarrantyExtended Warranty mirrors manufacturers' warranties for covered products purchased with your Card account up to one additional year.  Purchase Protection90-day coverage from date of purchase against theft and accidental damage up to $1,000 per occurrence.
Interest Rates & Interest Charges- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 6 months. After that, your APR will be as low as 15.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be as low as 15.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. - Paying Interest for Balance Transfers
Usually, interest begins charging on the transfer transaction date. - Paying Interest for Cash Advances
Usually, interest begins charging on the cash advance transaction date.
Fees- Balance Transfer Transaction Fee
Either $5.00 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $5.00 or 3% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
2.7% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply. - Overlimit Fee
Usually, a $0 fee for each overlimit may apply.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on TrueEarnings® Card from Costco and American ExpressThe TrueEarnings Card from Costco and American Express is the perfect pick for consumers who shop at Costco. The card comes packed with the benefits you would expect from an American Express Card and includes some unexpected extras, which explains why this card is rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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