SimplyCash® Business Card from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPEN

SimplyCash is a great cash back business credit card with practical bonus categories. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the SimplyCash has a $0 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee (annual fee waived for first year).

	SimplyCash® Business Card from American Express OPEN	Starwood Preferred Guest® Business Credit Card from American Express OPEN
	Credit Card Summary
	Get 5% cash back on wireless services and office supply purchases* Get 3% cash back on automobile gasoline* Get 1% cash back on other purchases* No limit to the amount of cash back you can earn Cash back on purchases is automatically credited to your statement each month Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®* No annual membership fee	Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates. $0 introductory annual fee for the first year, then $65
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months, 9 months or 12 months, based on your creditworthiness
Purchases APR	as low as 12.24% to 19.24% (Variable) based on your creditworthiness and other factors	as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR
Annual Fee	$0 annual fee	$65 annual fee, annual fee waived for first year
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards		Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
Cash Back Rewards	Cash Back Rewards: Get 5% on wireless service and office supplies, 3% on gas, and 1% on everything else.
Airline Rewards		Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates.
Hotel Rewards		Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates.
Point Rewards		Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status.
Travel Rewards		Travel Rewards
Bonus Airline Rewards		Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Gas Rewards	Gas Rewards: 3% cash back on gasoline purchases up to $12,000 per year and then 1% cash back
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 3% cash back on gas No annual fee 0% intro APR Cons: Bonus cash back has $12,000 annual limit per category	Pros: Signup bonus points 5000 bonus points for every 20000 points transferred to airline frequent flyer program Cons: $65 annual fee
Bottom Line	Great cash back business credit card with practical bonus categories... Read full review	Excellent travel credit card for small businesses who do not carry a balance... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on SimplyCash® Business Card from American Express OPEN

Simply Cash Business Card Review
April 6, 2012 - By David R - Review for SimplyCash
True to its name, the American Express SimplyCash Business card gives business owners an easy way to earn cash back on purchases. This card earns unlimited cash back on virtually all purchases as well as bonus cash back for purchases in special ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Starwood Preferred Guest® Business Credit Card from American Express OPEN

Starwood Business Credit Card: 25000 Starpoint Deals
February 24, 2012 - By David R - Review for Starwood Preferred Guest Business Credit Card
The Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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