McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Share this on Facebook Tweet this

SimplyCash® Business Card from American Express OPEN vs Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

SimplyCash is a great cash back business credit card with practical bonus categories. How does it compare to Gold Delta SkyMiles Business Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the SimplyCash has a $0 annual fee, while the Gold Delta SkyMiles Business Credit Card has a $95 annual fee (annual fee waived for first year).


 SimplyCash® Business Card from American Express OPENGold Delta SkyMiles® Business Credit Card from American Express OPEN
 Apply for SimplyCash® Business Card from American Express OPENApply for Gold Delta SkyMiles® Business Credit Card from American Express OPEN
 

SimplyCash® Business Card from American Express OPEN

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

 

Credit Card Summary

 
Cash Back RewardsGas RewardsOffice RewardsDiscountCar Rental Insurance
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Limits on RewardsDiscount
 
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee
  • Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free– for up to 8 people on your reservation– on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 months, 9 months or 12 months, based on your creditworthiness 
Purchases APRas low as 12.24% to 19.24% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
Cash Back RewardsCash Back Rewards: Get 5% on wireless service and office supplies, 3% on gas, and 1% on everything else. 
Airline Rewards Airline Rewards: 1 mile for every eligible dollar spent and double miles for Delta purchases. No seat restrictions or blackout dates on Delta flights by using the exclusive Pay with Miles feature.
Bonus Airline Rewards Bonus Airline Rewards: Receive a $99 Companion Certificate upon renewal, redeemable online at delta.com
Airline Status Airline Status: Get a free checked bag on every Delta flight - that's up to $50 in savings on a round-trip.
Gas RewardsGas Rewards: 3% cash back on gasoline purchases up to $12,000 per year and then 1% cash back 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 SimplyCash® Business Card from American Express OPENGold Delta SkyMiles® Business Credit Card from American Express OPEN
Pros & ConsPros:
  • 3% cash back on gas
  • No annual fee
  • 0% intro APR
Cons:
  • Bonus cash back has $12,000 annual limit per category
Pros:
  • 30,000 bonus miles
  • Double miles on Delta
  • Free checked bag
Cons:
  • $95 annual fee
Bottom LineGreat cash back business credit card with practical bonus categories... Read full reviewExcellent airline business credit card for frequent Delta flyers... Read full review
 Apply for SimplyCash® Business Card from American Express OPENApply for Gold Delta SkyMiles® Business Credit Card from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on SimplyCash® Business Card from American Express OPEN

    Simply Cash Business Card Review

    Simply Cash Business Card Review

    April 6, 2012 - By David R - Review for SimplyCash
    True to its name, the American Express SimplyCash Business card gives business owners an easy way to earn cash back on purchases. This card earns unlimited cash back on virtually all purchases as well as bonus cash back for purchases in special ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Gold Delta SkyMiles® Business Credit Card from American Express OPEN

    Gold Delta SkyMiles American Express Business Card Review

    Gold Delta SkyMiles American Express Business Card Review

    March 30, 2012 - By David R - Review for Gold Delta SkyMiles Business Credit Card
    Business owners who want to save on air travel with Delta should check out the Gold Delta SkyMiles Business Card by American Express. The card combines great benefits – like a 30,000 mile bonus offer and a $99 Companion Certificate – with ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


You might also be interested in

Which Business Credit Card is Right for You?

The choices when it comes to business credit cards can be daunting. Low interest rate, no annual fee, discounts, fraud protection, and the plethora of rewards options—where do you start and how do you know which card is best for your business?
January
18
2012
Business Deals

Best Credit Cards for Home Business in 2012

As home businesses continue to thrive, savvy home business owners are turning to business credit cards instead of traditional bank loans.

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey