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SimplyCash Plus vs Gold Delta SkyMiles Business Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

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SimplyCash Plus is a great cash back business credit card with practical bonus categories. How does it compare to Gold Delta SkyMiles Business Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the SimplyCash Plus has a No annual fee, while the Gold Delta SkyMiles Business Credit Card has a $0 introductory annual fee for the first year, then $95.

 SimplyCash Plus Business Credit Card from American ExpressGold Delta SkyMiles Business Credit Card from American Express
 Apply NowApply Now
 

SimplyCash® Plus Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Cash BackCash Back RewardsOffice RewardsDiscountCar Rental Insurance
Introductory Bonus Airline RewardsAirline RewardsNo Limits on RewardsDiscountCar Rental Insurance
 
  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back. Get cash back on business purchases, even those above your credit limit.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.
  • Terms and limitations apply
  • See Rates & Fees
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 9 monthsN/A
Purchase APR13.24% to 20.24% Variable based on your creditworthiness and other factors16.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual FeeNo annual fee$0 introductory annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Special Offer: Earn up to $400 cash back
Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
 
Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Cash Back RewardsCash Back Rewards: 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. 3% on the category of your choice from a list of eight and 1% cash back on other purchases. (5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.) Terms and limitations apply. 
Airline Rewards Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Airline Status Airline Status: Check your first bag free on every Delta flight. Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
DiscountDiscount: The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides either a 5% discount or 2 additional Membership Rewards® points (if your card is enrolled in the Membership Rewards program) for each eligible dollar spent at OPEN Savings merchants. Terms and limitations apply.Discount: The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides either a 5% discount or 2 additional Membership Rewards® points (if your card is enrolled in the Membership Rewards program) for each eligible dollar spent at OPEN Savings merchants. Terms and limitations apply.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 SimplyCash Plus Business Credit Card from American ExpressGold Delta SkyMiles Business Credit Card from American Express
Pros & ConsPros:
  • 3% cash back on the category of your choice from a list of 8 select categories
  • No annual fee
Cons:
  • Bonus cash back only applies to purchases up to $50,000 per calendar year
Pros:
  • Bonus Delta miles
  • Double miles on purchases made directly with Delta
  • Free checked bag
Cons:
  • $95 annual fee
Bottom LineGreat cash back business credit card with practical bonus categories... Read full reviewExcellent airline business credit card for frequent Delta flyers... Read full review
 Apply NowApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: SimplyCash Plus or Gold Delta SkyMiles Business Credit Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing SimplyCash Plus or Ink Business Preferred.


Explore SimplyCash® Plus Business Credit Card from American Express In-Depth


Explore Gold Delta SkyMiles® Business Credit Card from American Express In-Depth


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Compare SimplyCash Plus to:

American Express Plum Card
No Pre-Set Spending LimitDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance$0 Fraud LiabilityIdentity Theft Assistance Roadside Assistance
Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $250

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Compare Gold Delta SkyMiles Business Credit Card to:

American Express Business Platinum
Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge DiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Card Replacement Identity Theft AssistanceRoadside Assistance
Card TypeAnnual Fee
Business Charge Card
$450

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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