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The Plum Card® from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Plum Card is a flexible business credit card to help manage cash flow. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Plum Card has a $185 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.


 The Plum Card® from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
 Apply for The Plum Card® from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN
 

The Plum Card® from American Express OPEN

Starwood Preferred Guest® Business Credit Card from American Express OPEN

 Business Charge CardBusiness Credit Card
 
No Pre-Set Spending LimitDiscountCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
 
  • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185
  • A powerful cash flow management tool
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
 

Card Interest Rates & Fees

Purchases APR as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR  
Annual Fee$185 annual fee, annual fee waived for first year$65 annual fee, annual fee waived for first year
 

Card Rewards & Benefits

Introductory Bonus Hotel Rewards Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
Airline Rewards Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates.
Hotel Rewards Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates.
Point Rewards Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status.
Travel Rewards Travel Rewards
Bonus Airline Rewards Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Plum Card® from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
Pros & ConsPros:
  • 1.5% discount benefit
  • No pre-set spending limit
Cons:
  • $185 annual fee
Pros:
  • Signup bonus points
  • 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons:
  • $65 annual fee
Bottom LineFlexible business credit card to help manage cash flow... Read full reviewExcellent travel credit card for small businesses who do not carry a balance... Read full review
 Apply for The Plum Card® from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on The Plum Card® from American Express OPEN

    American Express Plum Card Review

    American Express Plum Card Review

    August 17, 2011 - By Meghan Clark - Review for American Express Plum Card
    With flexible payment options, a unique discount for prompt payment and access to travel and business protections, the Plum Card offers the great benefits businesses have come to expect from American Express. Although it has an annual fee, this ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Starwood Preferred Guest® Business Credit Card from American Express OPEN

    Starwood Business Credit Card: 25000 Starpoint Deals

    Starwood Business Credit Card: 25000 Starpoint Deals

    February 24, 2012 - By David R - Review for Starwood Preferred Guest Business Credit Card
    The Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


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