| | | | Favorites | |
|---|
| | | | | |
| | | | | Rewards | |
|---|
| | | | | |
| | | | | Introductory APR | |
|---|
| | | | | |
| | | | | By Bank | |
|---|
| | | | | |
| | | | | Resources | |
|---|
| | | | | |
| The Plum Card® from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits American Express Plum Card is a flexible business credit card to help manage cash flow. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below. Keep in mind, the American Express Plum Card has a $185 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.
| |  |  | | |  |  | | | | |
|---|
| | Business Charge Card | Business Credit Card |
|---|
| | | |
|---|
| | - The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
| - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
|
|---|
| | Card Interest Rates & Fees |
|---|
| Purchases APR | | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors |
|---|
| Balance Transfers APR | | |
|---|
| Annual Fee | $185 annual fee, annual fee waived for first year | $65 annual fee, annual fee waived for first year |
|---|
| | Card Rewards & Benefits |
|---|
| Introductory Bonus Hotel Rewards | | Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. |
|---|
| Airline Rewards | | Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates. |
|---|
| Hotel Rewards | | Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates. |
|---|
| Point Rewards | | Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status. |
|---|
| Travel Rewards | | Travel Rewards |
|---|
| Bonus Airline Rewards | | Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program. |
|---|
| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
|---|
| | CreditDonkey® Card Reviews |
|---|
| |  |  |
|---|
| Pros & Cons | Pros:- 1.5% discount benefit
- No pre-set spending limit
Cons: | Pros:- Signup bonus points
- 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons: |
|---|
| Bottom Line | Flexible business credit card to help manage cash flow... Read full review | Excellent travel credit card for small businesses who do not carry a balance... Read full review |
|---|
| |  |  |
|---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on The Plum Card® from American Express OPENWith flexible payment options, a unique discount for prompt payment and access to travel and business protections, the Plum Card offers the great benefits businesses have come to expect from American Express. Although it has an annual fee, this ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on Starwood Preferred Guest® Business Credit Card from American Express OPENThe Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
You might also be interested in
|