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| The Plum Card® from American Express OPEN vs Gold Delta SkyMiles® Business Credit Card from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits American Express Plum Card is a flexible business credit card to help manage cash flow. How does it compare to Gold Delta SkyMiles Business Credit Card from American Express, an airline credit card? Read our comparison chart below. Keep in mind, the American Express Plum Card has a $185 annual fee, while the Gold Delta SkyMiles Business Credit Card has a $95 annual fee. Both cards' annual fees are waived for the first year.
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| | Business Charge Card | Business Credit Card |
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| | - The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
| - Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
- Check your first bag free– for up to 8 people on your reservation– on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
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| | Card Interest Rates & Fees |
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| Purchases APR | | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors |
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| Annual Fee | $185 annual fee, annual fee waived for first year | $95 annual fee, annual fee waived for first year |
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| | Card Rewards & Benefits |
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| Introductory Bonus Airline Rewards | | Introductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening |
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| Airline Rewards | | Airline Rewards: 1 mile for every eligible dollar spent and double miles for Delta purchases. No seat restrictions or blackout dates on Delta flights by using the exclusive Pay with Miles feature. |
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| Bonus Airline Rewards | | Bonus Airline Rewards: Receive a $99 Companion Certificate upon renewal, redeemable online at delta.com |
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| Airline Status | | Airline Status: Get a free checked bag on every Delta flight - that's up to $50 in savings on a round-trip. |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- 1.5% discount benefit
- No pre-set spending limit
Cons: | Pros:- 30,000 bonus miles
- Double miles on Delta
- Free checked bag
Cons: |
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| Bottom Line | Flexible business credit card to help manage cash flow... Read full review | Excellent airline business credit card for frequent Delta flyers... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on The Plum Card® from American Express OPENWith flexible payment options, a unique discount for prompt payment and access to travel and business protections, the Plum Card offers the great benefits businesses have come to expect from American Express. Although it has an annual fee, this ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on Gold Delta SkyMiles® Business Credit Card from American Express OPENBusiness owners who want to save on air travel with Delta should check out the Gold Delta SkyMiles Business Card by American Express. The card combines great benefits – like a 30,000
mile bonus offer and a $99 Companion Certificate – with ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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