The Plum Card® from American Express OPEN vs The Business Gold Rewards Card® from American Express OPEN

American Express Plum Card is a flexible business credit card to help manage cash flow. How does it compare to American Express Business Gold, a points charge card? Read our comparison chart below.

Keep in mind, the American Express Plum Card has a $185 annual fee, while the American Express Business Gold has a $175 annual fee. Both cards' annual fees are waived for the first year.

	The Plum Card® from American Express OPEN	The Business Gold Rewards Card® from American Express OPEN
	Card Summary
	The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN Pay in full within ten days, get a 1.5% discount OR pay as little as 10% and take up to 2 months to pay off the balance, interest free $0 introductory annual fee for the first year, then $185 A powerful cash flow management tool	FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership. Earn points even faster to get more rewards for your business 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else* One million rewards from over 500 brands 24/7 support for everything from identity theft to travel emergencies $0 introductory annual fee for the first year, then $175 Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year Terms & Restrictions Apply.
	Card Interest Rates & Fees
Purchases APR
Balance Transfers APR
Annual Fee	$185 annual fee, annual fee waived for first year	$175 annual fee, annual fee waived for first year
	Card Rewards & Benefits
Airline Rewards		Airline Rewards: 3X points on airfare
Point Rewards		Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.
Travel Rewards		Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
Gas Rewards		Gas Rewards: 2X points on gas
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: 1.5% discount benefit No pre-set spending limit Cons: $185 annual fee	Pros: Bonus points on airfare, advertising, gas and shipping No annual fee for first year Cons: $175 annual fee Requires excellent credit
Bottom Line	Flexible business credit card to help manage cash flow... Read full review	Excellent rewards card for established business owners who do not plan to carry a balance... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on The Plum Card® from American Express OPEN

American Express Plum Card Review
August 17, 2011 - By Meghan Clark - Review for American Express Plum Card
With flexible payment options, a unique discount for prompt payment and access to travel and business protections, the Plum Card offers the great benefits businesses have come to expect from American Express. Although it has an annual fee, this ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on The Business Gold Rewards Card® from American Express OPEN

American Express Business Gold Card Review
April 18, 2012 - By David R - Review for American Express Business Gold
The American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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Compare American Express Business Gold to:

The Business Platinum Card® from American Express OPEN FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants Complimentary airport club access to 600+ partner lounges, a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $450

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