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The Platinum Card® from American Express vs American Express Hilton

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Platinum is an excellent charge card for frequent travelers. How does it compare to American Express Hilton, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $550 annual fee, while the American Express Hilton has a $0 annual fee.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Hilton Honors™ Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Apply NowRead American Express Hilton Review
 

The Platinum Card® from American Express

Hilton Honors™ Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining Rewards
 

Card Interest Rates & Fees

Purchase APRN/A16.99% to 25.99% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A16.99% to 25.99% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$0 annual fee
Terms Apply See Rates & Fees 
 

Card Rewards & Benefits

Introductory Bonus Hotel Rewards Introductory Bonus Hotel Rewards: Earn 50,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. 
Travel RewardsTravel Rewards 
Airline RewardsAirline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 
Hotel RewardsHotel Rewards: 5X Membership Rewards® points on eligible hotels booked on amextravel.com.Hotel Rewards: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent. 
Airline StatusAirline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
 
Hotel StatusHotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Hotel Status: Complimentary Hilton Honors™ Silver status with your Hilton Honors™ Card from American Express. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
Gas Rewards Gas Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Grocery Rewards Grocery Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Dining Rewards Dining Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Pros:
  • Bonus points
  • No annual fee
  • Honors Silver status
Cons:
  • No intro APR
Bottom LineExcellent charge card for frequent travelers... Read full reviewGood secondary credit card with no annual fee to earn points for hotel stays... Read full review
 Apply NowRead American Express Hilton Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Disclaimer: The information for the Hilton Honors™ Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on January 18, 2018 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: American Express Platinum or American Express Hilton?

    Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.


    Explore The Platinum Card® from American Express In-Depth


    Explore Hilton Honors™ Card from American Express In-Depth

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      Hilton Honors Credit Card Review

      The Hilton Honors™ Card from American Express is a hotel credit card with no annual fee, so what's the catch? Read on to see if the Hilton AMEX is worth applying for.

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    Compare American Express Platinum to:

    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    American Express Business Platinum

    The Business Platinum® Card from American Express OPEN

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline Rewards
    Annual Fee
    $450

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    Compare American Express Hilton to:

    Starwood Preferred Guest
    Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.49% - 20.49% Variable
    $0 introductory annual fee for the first year, then $95


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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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