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The Platinum Card® from American Express vs Citi Prestige

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Citi Prestige, a points credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $550 annual fee, while the Citi Prestige has a $450 annual fee.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Citi Prestige® Card is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

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The Platinum Card® from American Express

Citi Prestige® Card

 Personal Charge CardPersonal Credit Card
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards
Airline RewardsHotel RewardsPoint RewardsNo Expiration on RewardsNo Limits on Rewards

Card Interest Rates & Fees

Purchase APRN/ASee Issuer's Website
Balance Transfers APRN/ASee Issuer's Website
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$450 annual fee
Terms Apply. See Rates & Fees 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. 
Travel RewardsTravel Rewards 
Airline RewardsAirline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.Airline Rewards: Earn 3x points on air travel
Hotel RewardsHotel Rewards: 5X Membership Rewards points on prepaid hotels booked on Rewards: Earn 3x points on hotels
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent.Point Rewards: Earn 1x points on other purchases
Airline StatusAirline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Airline Status: $250 Air Travel Credit each year for flight-related expenses such as airline tickets, baggage fees and upgrades.
Complimentary Priority Pass™ Select membership.
Receive a statement credit as reimbursement for your Global Entry or TSA Pre application fee (up to $100 every 5 years).
Hotel StatusHotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Hotel Status: Complimentary 4th night stay on minimum 4-consecutive night hotel stay booked through or Citi Prestige Concierge.
Dining Rewards Dining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.

CreditDonkey® Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Prestige: Pricing information including interest rates, rewards, benefits and fees was obtained on June 19, 2018 from published websites and is believed to be accurate, but not guaranteed.

    Articles on The Platinum Card® from American Express

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    About CreditDonkey®
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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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