American Express® Gold Card vs Citi Diamond Preferred® Card

American Express Gold Card is an excellent rewards card for cardholders who pay in full. How does it compare to Citi Diamond Preferred, a 0% Intro APR and 0% APR on Balance Transfers credit card? Read our comparison chart below.

Keep in mind, the American Express Gold Card has a $125 annual fee (annual fee waived for first year), while the Citi Diamond Preferred has a $0 annual fee.

	American Express® Gold Card	Citi Diamond Preferred® Card
	Personal Charge Card	Personal Credit Card
	Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). Exciting deals and savings for great brands through Citi Specials $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
	Card Interest Rates & Fees
Introductory APR for Purchases		0% introductory APR for 18 months
Introductory APR for Balance Transfers		0% introductory APR for 18 months
Purchases APR		as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR		as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$125 annual fee, annual fee waived for first year	$0 annual fee
	Card Rewards & Benefits
Point Rewards	Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards	Travel Rewards: Pay with points for travel and fly anytime, anywhere -- there are no blackout dates or restrictions.
Hotel Status	Hotel Status: Gold Card Hotel Program includes $75 dining credit with a stay of two nights or more at hundreds of Sheraton, Westin, W, and Le Meridien hotels and resorts when booking with goldcarddestinations.com
Price Protection		Price Protection
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Gold card events Great customer service Exclusive travel benefits Responsible charge card Cons: $125 annual fee	Pros: 0% APR for 18 months No Annual Fee Cons: No Rewards
Bottom Line	Excellent rewards card for cardholders who pay in full... Read full review	Excellent card for people who carry a balance... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on American Express® Gold Card

American Express Gold Card Review: $125 Annual Fee vs Perks
July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Citi Diamond Preferred® Card

Citi Diamond Preferred Card Review: 0% APR Offer
December 30, 2011 - By David R - Review for Citi Diamond Preferred
The Citi Diamond Preferred Credit Card is an excellent card for consumers who have large balances on other credit cards. It offers one of the longest interest-free introductory on the market. By properly using this feature, you can save on your ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Compare American Express Gold Card to:

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

American Express® Premier Rewards Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds.

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Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you’re a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 12.99% - 22.99% (Variable) $0

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 18 months 0% for 18 months 12.99% - 21.99% (Variable) $0

Related: 0% Intro APR