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 | Premier Rewards Gold Card from American Express vs Chase Freedom Unlimited®Compare Rewards, Interest Rates, Fees, and Benefits
American Express and Chase are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Premier Rewards Gold Card is a good rewards card for cardholders who fly frequently or eat out. How does it compare to Chase Freedom Unlimited, a cash back credit card? Read our comparison chart below. Keep in mind, the Premier Rewards Gold Card has a Introductory annual fee of $0 for the first year, then $195, while the Chase Freedom Unlimited has a $0 annual fee. Charge Card vs Credit Card: Premier Rewards Gold Card from American Express is a charge card while Chase Freedom Unlimited® is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full. | |  |  | | |  | | | | Personal Charge Card | Personal Credit Card |
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| | - Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
- 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
- No Foreign Transaction Fees.
- $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
- Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- $0 Intro Annual Fee for the 1st year, then $195.
- Terms Apply.
- See Rates & Fees
| - Unlimited 1.5% cash back on every purchase — it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- No annual fee
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| | Card Interest Rates & Fees |
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| Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
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| Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
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| Purchase APR | N/A | 16.24% to 24.99% Variable based on your creditworthiness and other factors |
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| Balance Transfers APR | N/A | 16.24% to 24.99% Variable based on your creditworthiness and other factors |
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| Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
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| Annual Fee | Introductory annual fee of $0 for the first year, then $195 | $0 annual fee |
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| | Card Rewards & Benefits |
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| Introductory Bonus Cash Back | | Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. |
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| Introductory Bonus Reward Points | Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. | |
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| Cash Back Rewards | | Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic! |
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| Airline Rewards | Airline Rewards: Earn 3X points for flights booked directly with airlines. | |
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| Point Rewards | Point Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases. | |
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| Airline Status | Airline Status: $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline. | |
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| Gas Rewards | Gas Rewards: Earn 2X points at US gas stations. | |
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| Grocery Rewards | Grocery Rewards: Earn 2X points at US supermarkets. | |
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| Dining Rewards | Dining Rewards: Earn 2X points at US restaurants. | |
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| Airline Transfer Partners | Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Promotional points offer
- Airline fee credit
- 3x points for flights booked directly with airlines. Terms Apply.
Cons:- $0 Intro Annual Fee for the 1st year, then $195
| Pros:- Unlimited 1.5% cash back
- $150 bonus offer
- Intro APR
Cons: |
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| Bottom Line | Good rewards card for cardholders who fly frequently or eat out... Read full review | Great cash back credit card for everyday purchases... Read full review |
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| What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. |
Explore Premier Rewards Gold Card from American Express In-DepthIf you spend a lot on airfare, the Premier Rewards Gold Card from American Express may be worth considering. Read on for 10 reasons to consider this Amex card and 4 reasons to skip it.
Explore Chase Freedom Unlimited® In-DepthWith 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up. Besides an unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them. Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees. Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.
You Might Also LikeTake advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles. Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt. The best airline credit card racks up miles fast with reasonable fees and amazing rewards. Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you.
Compare Premier Rewards Gold Card to:
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| | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | | N/A | N/A | 17.24% - 24.24% Variable | | Annual Fee | $0 Intro for the First Year, then $95 |
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| | | | Annual Fee | $550 |
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| | | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% on Purchases for 12 months | 0% on Balance Transfers for 12 months | 14.49% - 25.49% Variable | | Annual Fee | $95 |
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Compare Chase Freedom Unlimited to:
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% intro on purchases for 9 months | 0% intro on balance transfers for 9 months | 14.49% - 24.49% (Variable) | | Annual Fee | $0 |
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| | | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% on Purchases for 15 months | 0% on Balance Transfers for 15 months | 14.49% - 25.49% Variable | | Annual Fee | $0 |
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | | N/A | N/A | 14.49% - 24.49% (Variable) | | Annual Fee | $0 intro for first year; $95 after that |
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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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