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The Business Gold Rewards Card® from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Business Gold is an excellent rewards card for established business owners who do not plan to carry a balance. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Business Gold has a $175 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.


 The Business Gold Rewards Card® from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
 Apply for The Business Gold Rewards Card® from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN
 

The Business Gold Rewards Card® from American Express OPEN

Starwood Preferred Guest® Business Credit Card from American Express OPEN

 Business Charge CardBusiness Credit Card
 
Airline RewardsPoint RewardsTravel RewardsInstant ApprovalGas Rewards
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
 
  • FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
  • Terms & Restrictions Apply.
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
 

Card Interest Rates & Fees

Purchases APR as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR  
Annual Fee$175 annual fee, annual fee waived for first year$65 annual fee, annual fee waived for first year
 

Card Rewards & Benefits

Introductory Bonus Hotel Rewards Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
Airline RewardsAirline Rewards: 3X points on airfareAirline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates.
Hotel Rewards Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates.
Point RewardsPoint Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status.
Travel RewardsTravel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.Travel Rewards
Bonus Airline Rewards Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Gas RewardsGas Rewards: 2X points on gas 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Business Gold Rewards Card® from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
Pros & ConsPros:
  • Bonus points on airfare, advertising, gas and shipping
  • No annual fee for first year
Cons:
  • $175 annual fee
  • Requires excellent credit
Pros:
  • Signup bonus points
  • 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons:
  • $65 annual fee
Bottom LineExcellent rewards card for established business owners who do not plan to carry a balance... Read full reviewExcellent travel credit card for small businesses who do not carry a balance... Read full review
 Apply for The Business Gold Rewards Card® from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on The Business Gold Rewards Card® from American Express OPEN

    American Express Business Gold Card Review

    American Express Business Gold Card Review

    April 18, 2012 - By David R - Review for American Express Business Gold
    The American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Starwood Preferred Guest® Business Credit Card from American Express OPEN

    Starwood Business Credit Card: 25000 Starpoint Deals

    Starwood Business Credit Card: 25000 Starpoint Deals

    February 24, 2012 - By David R - Review for Starwood Preferred Guest Business Credit Card
    The Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare American Express Business Gold to:

The Business Platinum Card® from American Express OPEN
Apply for The Business Platinum Card® from American Express OPEN
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeDiscountCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident InsuranceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

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