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Business Gold Card vs Delta Reserve Business

Compare Rewards, Interest Rates, Fees, and Benefits

Business Gold Card is a business credit card. How does it compare to Delta Reserve Business from American Express? Read our comparison chart below.

Keep in mind, the Business Gold Card has a $375 annual fee, while the Delta Reserve Business has a $650 annual fee.

 

American Express® Business Gold Card

Delta SkyMiles® Reserve Business American Express Card

 

Credit Card Interest Rates & Fees

Purchase APR19.49% to 27.49% Variable based on your creditworthiness and other factors20.99% to 29.99% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$375 annual fee$650 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Introductory Bonus OfferWelcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. 
Airline Rewards Earn 3 miles per dollar on eligible Delta purchases.
Bonus Airline Rewards Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Point RewardsEarn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. 
Airline Status Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Airline Transfer PartnersAirline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the American Express® Business Gold Card and Delta SkyMiles® Reserve Business American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Business Gold Card: Pricing information including interest rates, benefits and fees was obtained on February 1, 2024 from published websites and is believed to be accurate, but not guaranteed.

Delta Reserve Business: Pricing information including interest rates, benefits and fees was obtained on March 28, 2024 from published websites and is believed to be accurate, but not guaranteed.


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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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