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American Express® Business Gold Card vs Business Green Rewards Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Business Gold Card is a good rewards card for established business owners. How does it compare to Business Green Rewards Card from American Express, a charge card? Read our comparison chart below.

Keep in mind, the Business Gold Card has a $295 annual fee, while the Business Green Rewards Card has a $0 introductory annual fee for the first year, then $95.

Charge Card vs Credit Card: American Express® Business Gold Card is a credit card while Business Green Rewards Card from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 American Express Business Gold CardBusiness Green Rewards Card from American Express
 Apply NowApply Now
 

American Express® Business Gold Card

Business Green Rewards Card from American Express

 Business Credit CardBusiness Charge Card
 
Bonus Airline RewardsPoint RewardsNo Expiration on RewardsNo Pre-Set Spending LimitEvents
Introductory Bonus Reward PointsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental Insurance
 
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
  • †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Expense Management Tools: Connect to Quickbooks, access SpendManager(SM), receive a Year-End Summary, and more.*
  • Add Employee Cards with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.*
  • *Terms Apply
  • See Rates & Fees
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APR16.24% to 24.24% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$295 annual fee$0 introductory annual fee for the first year, then $95
 

Card Rewards & Benefits

Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 5,000 Membership Rewards® points after your first purchase on the Card
Bonus Airline RewardsBonus Airline Rewards: Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* 
Point RewardsPoint Rewards: More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
Point Rewards: Earn one Membership Rewards® point for each dollar you spend on eligible purchases
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 American Express Business Gold CardBusiness Green Rewards Card from American Express
Pros & ConsPros:
  • Rewards
Cons:
  • $295 annual fee
  • Requires excellent credit
Pros:
  • 5000 bonus point offer
  • No pre-set spending limit
  • $0 introductory annual fee for the first year
Cons:
  • $95 annual fee
  • Cannot carry a balance
Bottom LineGood rewards card for established business owners... Read full reviewGood charge card for small business owners with reliable cash flow... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Business Gold Card or Business Green Rewards Card?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Business Gold Card or Ink Business Preferred.


Articles on American Express® Business Gold Card


Articles on Business Green Rewards Card from American Express

    American Express Business Green Card Review

    The Business Green Rewards Card from American Express gives you a way to flexibly manage your business expenses while earning reward points. This card does charges a $95 annual fee so in our opinion, it's more suited for those who plan to use the card frequently.

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    American Express has many promotions for small business applicants. But which business card is best? Read this in-depth review and comparison of Amex business cards.

Compare Business Gold Card to:

American Express Business Platinum
Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitConcierge Car Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Card ReplacementIdentity Theft Assistance Roadside Assistance
Card TypeAnnual Fee
Business Charge Card
$450

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.