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| The Business Platinum Card® from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits American Express Business Platinum is an excellent business charge card for frequent travelers. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below. Keep in mind, the American Express Business Platinum has a $450 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee (annual fee waived for first year).
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| | Business Charge Card | Business Credit Card |
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| | - FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
| - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
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| | Card Interest Rates & Fees |
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| Purchases APR | | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | | |
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| Annual Fee | $450 annual fee | $65 annual fee, annual fee waived for first year |
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| | Card Rewards & Benefits |
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| Introductory Bonus Hotel Rewards | | Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. |
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| Introductory Bonus Reward Points | Introductory Bonus Reward Points: FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. | |
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| Airline Rewards | Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* | Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates. |
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| Hotel Rewards | | Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates. |
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| Point Rewards | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. | Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status. |
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| Travel Rewards | Travel Rewards: 20% Travel Bonus when redeeming with Membership Rewards Pay with Points. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. | Travel Rewards |
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| Bonus Airline Rewards | | Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program. |
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| Airline Status | Airline Status: Airport Club Access gives you complimentary access and amenities that would otherwise cost up to $950 per year. You and up to 2 travel companions, gain instant entry to any of our worldwide partner clubs: American Airlines Admirals Clubs, Delta Sky Clubs and US Airways Club. | |
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| Hotel Status | Hotel Status: Fine Hotels & Resorts - book your stay at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Exclusive benefits
- $200 Airline Fee Credit
- Airport Club Access
- Concierge Service
Cons: | Pros:- Signup bonus points
- 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons: |
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| Bottom Line | Excellent business charge card for frequent travelers... Read full review | Excellent travel credit card for small businesses who do not carry a balance... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on The Business Platinum Card® from American Express OPENThe Business Platinum Card from American Express offers top-of-the-line benefits—including Airport Club Access and a $200 Airline Fee Credit—to business travelers. The card also features a rewards program and a whole suite of protection that ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on Starwood Preferred Guest® Business Credit Card from American Express OPENThe Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Compare American Express Business Platinum to:
| | - 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
- GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
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