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November 6, 2008 11:47 PM PT

About Chase


Read more about Chase

Chase is a full service bank, specializing in checking and savings, student loans, savings, Certificate of Deposits as well as credit cards. As a full service bank, the company is large and diversified, able to meet the needs of many personal customers and small businesses. The company offers small business and commercial banking, for those businesses up to $10 million in revenues. The everyday customer is not forgotten as they also provide a range of services for the consumer.

Chase Credit Cards

Chase

Chase credit cards are backed by JPMorgan Chase, one of the largest banks in the world with premiere services to both businesses and consumers. Get your checking, savings, loans and credit cards all from the same company.

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The JPMorgan Chase Company is large, with more than $2.3 trillion in assets around the world. The company offers these services in more than 60 countries and has more than 200,00 employees. While Chase does focus on every consumer, even the smaller credit line users, they also provide financial services to some of today's more prominent companies, including institutional, government and corporate clients.

Chase is part of the JPMorgan Company, particularly focusing on the US consumer credit card services. Both business and commercial services are available under Chase as well. One of the ways that Chase insures that customers get what they need is by providing them with an easy to use and often times easy to learn from website and tutorial programs. The company provides education planning tools, mortgage planning, and even investment and debt help to consumers.

In credit lines, the company offers a host of credit cards. One of their largest draws is the rewards credit card. Chase rewards lines of credit include airline, gas, retail, hotel, and points based rewards systems. They also offer cash back credit lines. Their line of credit cards includes a range of features including low to no APR introductory offers, balance transfers, travel credit cards and student credit lines. Most lines of credit are offered to those with good or better credit scores, though terms often change.

The company's business lines of credit are extensive, helping businesses manage monthly costs all in one place, for example. Business lines of credit can be used to finance start up costs, to help with business growth or even to handle payroll.

Recently, WaMu (formerly known as Washington Mutual) was purchased by JPMorgan Chase and also offers a line of credit cards.

Investors looking for options will want to consider what Chase can offer to them. The company's large assets have helped to protect them and provide stability to anyone within the industry. Additionally, they have become one of the largest lenders to small business.

Write to Sandy Burke at sandy@creditdonkey.com

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