CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†
September 27, 2016

These Credit Cards Now Offer 50,000 Bonus Points

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

This would be unheard of years ago. But now, banks and credit card companies are looking to get new customers. And they are enticing them with jaw-dropping rewards.

The credit cards below all offer a big bonus, but there is more to a credit card than just the short-term promo. You want the right credit card to match your lifestyle.

Read on.

If you spend less than $250/month, consider a cash back credit card instead.

The Rewards Are Almost Impossible to Resist

If you spend over $1,334 per month and like to travel:

Our favorite is the Chase Sapphire Preferred. It has a huge bonus point offer and premium travel benefits.

Chase Sapphire Preferred
Apply for Chase Sapphire Preferred Card
Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

Imagine what you would do with $625?

A flight to Las Vegas? A weekend hotel stay in New York?

The ability to transfer reward points (at a 1:1 ratio) to leading airline and hotel loyalty programs is what excites us.

  • Airline transfer partners include Southwest Airlines, United Airlines, British Airways (oneworld), Air France (SkyTeam), Korean Air (SkyTeam), Singapore Airlines (Star Alliance), and Virgin Atlantic.
  • Hotel transfer partners include Marriott, Hyatt, IHG and the Ritz-Carlton.

Read our review to learn why Chase Sapphire Preferred is worth the $95 annual fee.

Click here to visit Chase's secure website for the official application, including information on the jaw-dropping 50,000 bonus point promotion.

Here's Why It's Worth Considering

If you spend over $1,000 per month and like to travel:

Barclaycard Arrival Plus
Apply for Barclaycard Arrival Plus World Elite MasterCard
Barclaycard Arrival Plus offers 50,000 bonus miles if you spend $3,000 on purchases within the first 90 days of opening your new credit card account. 50,000 bonus miles is enough to redeem for a $500 travel statement credit. This card earns 2x miles on all purchases. And when you redeem, you get 5% miles back to use toward your next redemption, every time you redeem. There is no foreign transaction fee. There is a $89 annual fee (waived for the first year).

Plus, enjoy a 0% introductory APR for 12 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness.

While the Barclaycard Arrival Plus does not let you transfer points to airlines or hotels, you can redeem them for a statement credit. Redemptions start at 10,000 miles for $100 toward qualifying travel purchases made in the past 120 days.

And you'll be earning points fast, as you earn 2x miles on all purchases.

To learn more, read our Barclaycard Arrival Plus review or visit Barclaycard's secure website to apply now.

People with Excellent Credit

If you spend over $250 per month, consider the Hilton HHonors Card from American Express, a CreditDonkey partner.

American Express Hilton
Apply for Hilton HHonors Card from American Express
American Express Hilton offers 50,000 Hilton HHonors™ bonus points if you spend $750 on purchases within the first three months of opening your new card account. This card earns 7x points for eligible purchases charged on your card directly from a participating Hilton hotel or resort. You will earn 5x points for eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Plus, you will enjoy complimentary Hilton HHonors Silver status. If you spend $20,000 on eligible purchases in a calendar year, you can earn Gold status (through the end of the next calendar year). There is no annual fee. Terms and conditions apply.

With no annual fee and a welcome bonus of 50,000 points (after you spend $750 within the first 3 months), the Hilton HHonors is tempting. But there are two big drawbacks for international travelers:

  • It has a foreign transaction fee (2.7% for international purchases), unlike the Chase Sapphire Preferred and Barclaycard Arrival Plus. With a foreign transaction fee, we recommend you use the Hilton card only within the US.
  • American Express is not as widely accepted as Visa or MasterCard.

In our opinion, the Hilton HHonors is a great secondary card, especially as it has no annual fee. But if you want to carry only one credit card, we generally recommend you travel with a Visa or MasterCard, such as the Chase Sapphire Preferred or Barclaycard Arrival Plus.

To learn more, visit American Express' secure website.

Bottom Line

Credit card companies are now offering big incentives for new customers. Take advantage of your great credit. But it's not right for everybody:

  • If you have credit card debt, consider a balance transfer credit card instead. Get out of debt first before you think about traveling more. While travel credit cards can help you score free flights and free hotel stays, vacations still cost money (e.g., eating out, buying souvenirs, visiting tourist attractions).

  • If you don't have great credit, consider credit cards for people with fair credit or no credit instead. While they don't usually come with bonus promotions, they do help get you on the path to responsible credit management.

  • If you don't spend more than $250 per month, consider a cash back credit card instead.

Terms and limitations apply.

Charles Tran is the founder of CreditDonkey, a credit card comparison and financial education website. Write to Charles Tran at charles@creditdonkey.com. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

More from CreditDonkey:


Chase Sapphire Preferred Review


Barclaycard Arrival Plus Review

Hilton Cancún

Hilton Credit Card Review

More Articles in Reviews


Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 23.49% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival Plus World Elite MasterCard
Apply for Barclaycard Arrival Plus World Elite MasterCard
At Barclaycard's Secure Site
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers.
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (on balance transfers made within 45 days of account opening)
16.49%, 20.49% or 23.49% Variable
$89 - Waived first year

Hilton HHonors Card from American Express
Apply for Hilton HHonors Card from American Express
At American Express' Secure Site
  • Earn 50,000 Hilton HHonors(TM) Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
  • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
  • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
  • Terms and Conditions apply.
  • See Rates & Fees
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 19.74% Variable
$0

Credit Cards with No Annual Fee

For your next credit card, you want a lucrative deal. What you don’t want is to pay for the privilege with an annoying and pricey annual fee. We canvassed current offerings by credit card companies on CreditDonkey for the cash back, reward ...

Chase Sapphire Points Transfer

Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

    Beginner's Guide to Airline Miles and Points

    Learn how airline miles work and the 10 steps to get started with collecting travel rewards. Before long, you’ll be redeeming miles for flights and hotel rooms.

    Hotel Rewards

    The sign-up bonuses for hotel rewards credit cards can be tempting, but is a hotel card right for you?

    Airline Rewards

    The best airline credit card racks up miles fast, has reasonable fees, and amazing rewards.

    Travel Rewards

    Looking for a new travel credit card?

    Foreign Transaction Fee: What to Know Before You Travel Abroad

    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.

    Credit Card Deals

    Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Hot Deals: Latest Credit Card Offers

    Signing up for a new credit card is easy. Choosing the right one - the one that fits your spending habits - is the challenge. The experts at CreditDonkey are here to help you find the right choice, starting with the best deals from our partners.

    Best Credit Cards

    Here are the CreditDonkey picks for "Best Credit Cards" from our partners in the following categories ...

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

    Credit Card Deals for People with Excellent Credit

    If you have excellent credit, now is the time to take advantage of it.

    Dining Rewards

    If you’re usually eating out rather than slaving over a hot stove at home, make a point of using a rewards credit card every time you pick up the tab and save up some serious cash.

    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

    Barclaycard

    Looking for a travel credit card? Rewards card? How about the ability to determine your own rewards rate? Barclaycard has a credit card for each of these options. Read on to find out which one is the best, depending on whether your first priority with your next credit card has to do with rewards, travel, or low interest.

    Study: Credit Cards for International Travel

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.

    Study: Hotel Credit Cards for Free Nights

    Must-read list of hotel credit card promotions. Check out this essential list of credit card offers before your next hotel stay.

    Study: Credit Card for European Travel

    If you’re looking for a credit card that can take you to Europe and back, you might need to look past what’s already in your wallet. Let’s do a quick inventory: any credit cards with a small chip located on the left-hand side? Put aside any that are missing that telltale square box. They’re bound to let you down as you make your way through international lands.

    Chase Ultimate Rewards Review: Get Maximum Value

    Get the most out of Chase credit cards. Read this in-depth guide to Chase's Ultimate Rewards program. We'll explain how to get the maximum value.

    23 Best Ways to Use Chase Ultimate Rewards

    Redeem Chase Ultimate Rewards points for the most value. This guide highlights some of the best redemption opportunities with Chase points and airline transfer partners.

    Best Chase Ultimate Rewards Transfer Partners

    Find the best way to use each Chase transfer partner. Read this to maximize the value of your Ultimate Rewards points.

    ITA Matrix Finds Cheapest Flights to Anywhere

    Save big on your next flight tickets. The ITA Matrix is the most powerful free airfare search tool. Learn how to use it. Read on for a simple step-by-step guide.
More Articles in Reviews






About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.