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$0 Annual Fee Credit Cards

Save Money with $0 Annual Fee Credit Cards
Compare popular credit cards with $0 Annual Fee and get the best deals.


Chase Freedom Visa - $100 Bonus Cash Back + 0% Intro APR
Apply for Chase Freedom Visa - $100 Bonus Cash Back + 0% Intro APR
Editors' Choice
No Annual Fee
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
Introductory Bonus Cash BackCash Back RewardsNo Expiration on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
11.99% - 22.99% (Variable)
$0

Chase Sapphire
Apply for Chase Sapphire
  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsPurchase Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$0

Ink Cash Business
Apply for Ink Cash Business
  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0

Blue Cash Everyday
Apply for Blue Cash Everyday
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident Insurance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
17.24% - 22.24% (Variable)
$0

Blue Sky from American Express
Apply for Blue Sky from American Express
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
Airline RewardsHotel RewardsTravel RewardsInstant ApprovalCar Rental RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Travel Accident InsuranceEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
17.24% - 22.24% (Variable)
$0

Discover More Card
Apply for Discover More Card
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Cash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
11.99% - 20.99% (Variable)
$0

Miles by Discover Card
Apply for Miles by Discover Card
  • Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year
  • 1 mile on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
Introductory Bonus Airline MilesAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsDining RewardsCar Rental Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
10.99% - 16.99% (Variable)
$0

Citi ThankYou Preferred Card
Apply for Citi ThankYou Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Discover Student More
Apply for Discover Student More
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
StudentCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

TrueEarnings® Card from Costco and American Express
Apply for TrueEarnings® Card from Costco and American Express
  • American Express® Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Cash Back RewardsTravel RewardsDining RewardsGas RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
15.24% (Variable)
$0

Articles on $0 Annual Fee Credit Cards

    How to Save Hundreds Each Year: Use No Annual Fee Cards

    By Grace Carter - Tips
    The use of a credit card usually comes at a price. Credit card issuers can make you pay them in the form of interest, penalty fees, and annual fees. An annual fee is simply a fee you pay the issuer for the privilege of using their card. ...
    Beware

    No Annual Fee Credit Cards? Beware

    By Eric Hunt - Tips
    There was a time when no annual fee credit cards were the norm and only those with damaged credit or who wanted lots of extra perks had to pay an annual fee. Those days however are long gone.

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