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$0 Annual Fee Credit Cards

Save Money with $0 Annual Fee Credit Cards
Compare popular credit cards with $0 Annual Fee and get the best deals.


Citi Diamond Preferred Card
Apply for Citi Diamond Preferred Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and CitiĀ® Identity Theft Solutions
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
11.99% - 21.99% (Variable)
$0

Citi Dividend Platinum Select Card for College Students
Apply for Citi Dividend Platinum Select Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Travel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 21.99% (Variable)
$0

Discover Open Road Card
Apply for Discover Open Road Card
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Cash Back RewardsDining RewardsGas Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
11.99% - 20.99% (Variable)
$0

Discover Motiva Card
Apply for Discover Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Cash Back RewardsBonus Cash Back$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
10.99% - 20.99% (Variable)
$0

Citi Platinum Select MasterCard
Apply for Citi Platinum Select MasterCard
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Car Rental Insurance$0 Fraud LiabilityEmergency AssistanceEmergency Card ReplacementIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
11.99% - 21.99% (Variable)
$0

Ink Business Card
Apply for Ink Business Card
  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2X points per dollar on the first $25,000 spent annually on fuel and dining*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
Introductory Bonus Reward PointsPoint RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0

Discover Student Open Road
Apply for Discover Student Open Road
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback BonusĀ®* at gas stations and restaurants.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
StudentCash Back RewardsDining RewardsGas Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

Citi Hilton HHonors Visa Signature
Apply for Citi Hilton HHonors Visa Signature
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitConciergeCar Rental InsurancePurchase Protection Travel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
14.24% - 16.24% (Variable)
$0

SimplyCash® Business Card
Apply for SimplyCash® Business Card
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
Cash Back RewardsGas RewardsOffice RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
12.24% - 19.24% (Variable)
$0

Chase Freedom® Visa - $200 Bonus Cash Back
Apply for Chase Freedom® Visa - $200 Bonus Cash Back
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Introductory Bonus Cash BackCash Back RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.99% - 22.99% (Variable)
$0

Articles on $0 Annual Fee Credit Cards

    How to Save Hundreds Each Year: Use No Annual Fee Cards

    By Grace Carter - Tips
    The use of a credit card usually comes at a price. Credit card issuers can make you pay them in the form of interest, penalty fees, and annual fees. An annual fee is simply a fee you pay the issuer for the privilege of using their card. ...
    Beware

    No Annual Fee Credit Cards? Beware

    By Eric Hunt - Tips
    There was a time when no annual fee credit cards were the norm and only those with damaged credit or who wanted lots of extra perks had to pay an annual fee. Those days however are long gone.

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